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Growing Your Wealth Exponentially

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Saturday, April 17, 2010


Dear valued Readers and Visitors,
Almost everyone, if not all, want to keep themselves in high spirits. However, the reality is that life has its' ups and downs. To some people, to be in high spirit is a myth. But, I believe it is still possible, although I   have to work very hard to achieve it. I am also fully aware that achieving high spirits is much easier than maintaining it at all times.

Whatever it is, we are at times swayed  by our emotion and circumstances that happened to us, be it personal problems such as difficulties at work or health problems. 

Let us stay focus on those controllable factors and we must regard this adversity as temporary. We must not allow it to stay too long and control you at the end of the day. One way is to find ways to deal with it soonest possible so as to restore back your life to be pleasant for yourself and those around you. Here, you are reminded that you are the one who can bring this healthy change that you require, no one else. Third party cannot crawl into your mind to convince and commit you to take the appropriate remedial action.

Another major cause for this negativity is when you are having inadequate financial means to meet your ends. This may cause you to think or worry excessively. You might either give up or conclude that you will not succeed either way. Hence, you end up in a hopeless state instead.

People may feel frustrated and resentful against their employers especially when they did not receive salary increment after working for years. Thus, they may feel quite indifferent and negative about their job especially when they do not expect things to get any better. They will then just hang on to their present jobs and release their frustration whenever they have opportunities to do so. 

Health issues can be major contributors that cause a person to feel very negative towards life, especially if the illness is prolong or not treated much earlier. Alternative therapies are very useful in dealing with stress and related problems. Simple changes in diet and lifestyle may turn a negative mindset into a more positive one. Meditation, Yoga and Pilates are some health promoting practices and together with counseling will assist you to cope well with life. Most modern workplaces also offer such help and advice to their employees who have stress related problems. Please do not hesitate to ask for help if it is available for you to do so.

Unhappiness with your beauty may also cause negative attitude, if left unchecked. Taking positive steps such as eating healthily will put you in a better state of mind or mental attitude. Cut the junk out from your life and introduce some form of exercise like walking or yoga in your daily routines. 

Other useful ways are to get rid of clutter in your home and to clarify your thinking patterns. Take up a hobby, join a group and learn something new are great for building social skills and improving self confidence. The more you interact with like minded people, the more you can open up and sharpen each other. Keep yourself occupied with doing voluntary work, helping others will also make you forget your own problems as you begin to focus on other people.

Above all, count your blessings every day. There is always something in our lives to be thankful for. You are best assured to feel positive and more fruitful. Give it a try and let us know the outcome. 

Thank you in advance and look forward to hearing your feedback.
James Oh

Thursday, April 15, 2010


Hi! Everyone,
I must give this credit to my environmental buddy, Miss Shane, who has driven me to write this article so as give her the support and make her dream comes true.  

Shane D. Shirley-Smith, President
Phone:                407.230.8592
Twitter:               @EnviroBooty
Green Network:
Shop Green:       OpenSky
Visit Blog:          Environmental Health-Wellness-Beauty . . . Get Informed Now!

Please click the title of this article to access to her blog

Now, let us acknowledge the fact of dwindling natural resources and man-made damage to the environment, today, more and more people have recognized the importance of reducing the environmental impact. However, to make it a sustainable practice, many people do not have clues where to begin. Therefore, listed below, are some proposed actionable steps that may be taken to reduce impact on the environment.

1. Make it a point to set realistic goals and make small changes over time

Building a sustainable practice requires us to embed it into our habit. Therefore, we can't deny that setting realistic sustainable goals and benchmarks is the key to success. So, replacing your household's energy use to solar power is a wise move. You can start to reduce your household's energy consumption by changing simple daily behaviors such as turning out the lights when not in use. All these small positive changes have great long-term impact on the environment. This is not rocket science, but numbers game. Imagine the world population of more than 6.0 billion people, each making the small changes.  

2.    Make sustainable practice a core part of your vision and values

Changing our practices and behaviors to become more environmentally responsible require a commitment and conviction of our hearts. Therefore, sustainability must be a core part of our vision and values. Thus, this requires integrating sustainable goals and practices into our overall strategy and committing to actual change. It is important to carry out the plan so as to materialise the plan.

3.    Actively participate in these noble activities that bring awareness to the mass population

Since scientific evidence is now overwhelming: climate change is a serious global threat, and it demands urgent and collective response. Therefore, it is time for us to show our undivided commitment to environmental responsibility by actively participating in these events and causes. You may choose to volunteer in the community or make donations to charity or a cause, so as to make it happen. Everyone 's effort, money and time is very important to these noble activities.  

4.    Modify your purchasing decisions

Reducing the environmental impact may require us to modify our purchasing decisions to be more responsible. For instance, consider replacing your dry cell supplies with rechargeable batteries or purchasing clothes that do not need to be dry cleaned. The latter cuts down on toxic chemical uses as dry cleaning uses organic solvent rather water and these organic solvent known as perc, is classified as a hazardous air contaminant by the United States Environment Protection Agency.

5.    Share your environmental accomplishments with your circle of influence, both online and offline

Sharing the good news about how you make a positive difference in the environment will improve public perception of you. Don’t keep your environmental accomplishments a secret. Share the news with the public whenever there is an opportunity for you to do so. This is because we have reached a level that is too late to prevent the climate change that have been taking place. However, it is still possible to protect the earth, as a  whole, from its impacts to some extent.

6.    Changing our lifestyle to a more healthy one

These can be done through numerous means. For instance by cutting meat intake. Studies have shown producing 2.2 pounds of meats causes the emission of 80 pounds of carbon dioxide, Pachauri told a press conference. Next, you can also change your way of travelling to walking and biking, if practicable. These mean more savings and better health. As we always say, prevention is better than cure.

7.    Lobbying local governments to increase environmental activities

You may lobby your local government to increase spending on sidewalks and bikes lane, providing better facilities for walkers and bikers. With such little costs, these improvements can pay huge dividends in bettering your health and reducing traffic in the long term.  

The above discussion has clearly illustrated that little changes you and I make will make a huge difference to the environment both short and long term. So what are we waiting for? After all, you have nothing to lose, but lots to gain. Let us unite and act now so as to leave behind a good legacy for the coming generations.

I beg you to work with us. Thank you in advance for your kind co-operation.

To read further on Part II, please click the link below:-

James Oh
To read other related article, please click at the link below:-

Wednesday, April 14, 2010


Hi! Everyone,

When your business expands, one of the main challenges you face is to look for additional capital. In this situation, it is very common to inject new cash to take your business to next level of success. Alternatively, you may need additional money for survival. 

Whatever it is, getting new money may be very frustrating at times. Banks may turn down your business loans application for a thousand and one reasons. This may be due to inadequate assets to be used as collateral, or your company may not be in the business long enough to establish a required credit rating.

This does not mean the end, so long you have a viable business, good customers, and a business plan. What you need to do is to look at other alternative options to get the funds to grow and succeed. 

Append below are some of the means you may consider:-


To unearth cash to expand your business, the first step you need to do is to shorten your cash cycle. One way is to examine your receivables. At times, by shortening your collection period, it may offer sufficient fund for your new project or expand your business. Bear in mind that too much receivables can cripple or even kill a company. To deliver good and reliable service, you need to be paid promptly as well. As such, tighten your payment policy and demand deposits or cash upfront is common and practicable. You may offer cash discount as an incentive for quick payment. To stay healthy, you need to keep track of those accounts that are past due, and diligently pursue payment after 30 days. Meet and resolve the dispute, if applicable, with your customer promptly should the need arise. 


As your company grows, stay focus on your star products and services that have been proven to be profitable. When a particular line of products succeed, expand sales in that line rather than expanding other lines. With this in mind, it may consequently turn your operations and marketing be more cost-effective through the scale of production, thus maximizing your bottom line, so to speak.


Here, you can do so in a number of ways. First, you may look into the means to raise your prices or increase fees if it does not cause your customers to turn to others. Alternatively, you may explore adding complementary products or services that would fit naturally into your present product mix. The main key for doing so is to broaden your scope of the business without incurring disproportionate expenses.


Another way you may look at is to preserve your capital by decelerating your cash outflow. Similarly, you may improve it in a number of ways. You may negotiate directly with your vendors for better payment term or sourcing for a relative cheaper alternate means. Review and enlarge your circle of vendors so as to obtain more favorable terms.


To examine and improve each process of your business operation, with intention to improve productivity and efficiency. You may be surprised that you may save millions of dollars in term of pure wastage by way of fuel tankering concept for a fleet of vehicle the company has. At times, certain routine work or process, if shorten or reroute, may enhance productivity and time. Thus they directly contribute to your bottom line.


This strategy is getting popular because of the circumstance that demand competitiveness. Therefore, it is, at times, viable to enter into a product alliance with another business partner, so as to enable you to sell to your existing customers with more competitive price. Similarly, your alliance partner is also able to pass such benefit to on to their customers as well. As a result, you are able to expand your product line without any additional costs associated with it. 
 In order to sustain such mutual benefits, you must ensure that both parties are end up with win-win situations.


A marketing alliance is a joint effort between the allied parties to build awareness of the benefits their business products and/or services. In this manner, both parties may be able to gain access to multiple and wider services and also exchange customer bases. By doing so, your market will not only increase rapidly without spending much on promotional activities, but you may also increase your revenue from sales of your own products and services to your alliance partner's customers.


Another source you can explore is through non-debt solutions to grow your business such as accounts receivable factoring, bankers' negotiable papers, equipment leasing or leaseback arrangement. Through factoring house, they buy over your company's accounts receivable and give you cash up front. They will collect your accounts receivable and gives you a certain percentage of their face value less a fee. If you are a retail merchant or trader, you may explore funding sources that will provide a cash advance for future credit card purchases.


This is one way to broaden your product range, without incurring much marketing costs because these are related to your existing field. This strategy will save you on marketing and operations costs. Care must be taken so as to ensure that you are not tap into entirely different market segment from your existing services. This is important so that you will not spend tons of financial resources and time marketing this new product range.


It is wise to seek help or guidance from the financial and business advisers as you grow your business. Get their help to map your strategies so as to enhance your bottom line. Note that streamlining operations and increasing the effectiveness of your marketing need to be addressed constantly as your business expands.

Hope you find it helpful to you. For more details, please contact me. You may reach me at

James Oh

Monday, April 12, 2010


Hi! everyone,

Whether you drop by in response to my call or by your initiatives is not so important, what is important is that you read the following phrases, ask yourself honestly how much you have applied into your life. You don't have to answer me her. However, if you wish do so, please put forward your experience. Thank you in advance for your kind sharing.

A Birth Certificate shows that we were born
A Death Certificate shows that we died
Pictures show that we lived!
Have a seat . Relax . . . And read this one slowly

I Believe...
That just because two people argue,
It doesn't mean they don't love each other.
And just because they don't argue,
It doesn't mean they do love each other.

I Believe...
That we don't have to change friends,
if we understand that friends change.

I Believe....
That no matter how good a friend is, they're going to hurt 

you every once in a while and you must forgive them for that.

I Believe...
That true friendship continues to grow, even over the longest distance.
Same goes for true love.

I Believe...
That you can do something in an instant
That will give you heartache for life.

I Believe....
That it's taking me a long time
To become the person I want to be.


I Believe...
That you should always leave loved ones with Loving words.
It may be the last time you see them.

I Believe....
That you can keep going long after you think you can't.

I Believe....
That we are responsible for what we do, no matter how we feel.

I Believe...
That either you control your attitude or it controls you.

I Believe...
That heroes are the people who do what has to be done when it needs to be done, regardless of the consequences. 

I Believe....
That my best friend and I can do anything or nothing and have the best time

I Believe....
That sometimes the people you expect to kick you when you're down
will be the ones to help you get back up

I Believe...
That sometimes when I'm angry I have the right to be angry,
But that doesn't give me the right to be cruel.

I Believe....
That maturity has more to do with what types of experiences you've had
And what you've learned from them and less to do with  how many
birthdays you've celebrated.


I Believe....
That it isn't always enough to be forgiven by others.
Sometimes, you have to learn to forgive yourself..

I Believe...
That no matter how bad your heart is broken
the world doesn't stop for your grief.

I Believe....
That our background and circumstances may have influenced who we are,
But, we are responsible for who we become.

I Believe...
That you shouldn't be so eager to find out a secret.
It could change your life Forever.

I Believe....
Two people can look at the exact same thing and see something totally different.

I Believe....
That your life can be changed in a matter of hours
by people who don't even know you.

I Believe...
That even when you think you have no more to give,
When a friend cries out to you - you will find the strength to help.

I Believe...
That credentials on the wall do not make you a decent human being.

I Believe...
That the people you care about most in life are taken from you too soon.

I Believe...
That you should share this with all of the people that you believe in, I just did.

The happiest of people don't necessarily have the best of everything;
They just make the most of everything they have.

Stay tuned always,

Seeing you again,

James Oh