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Growing Your Wealth Exponentially

Growing Your Wealth Exponentially

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Saturday, March 3, 2012



Ladies and gentlemen,

Have you heard of wealth building?

How many of you know exactly how to build your wealth?

After hearing lots of misconception of wealth creating, I would like to share with you some of my ideas and knowledge about its true meaning and the effective steps of achieving it.

This is also my intention and passion to coach and assist people to build their wealth to ensure financial independent so that they have better control of their life. 

However, self accountability is to it. No one can help you to achieve it if you do not desire to do so.

Everyone needs to know how to fish, which is the only way of assuring him of having fishes for the rests of his life.

What is definition of WEALTH ?

To create wealth, istis vitally important to understand its definition right.

It is not equal to richness. Richness is a relative and subjective term which has no definite meaning.

Wealth is neither equal to income. Big income does not guarantee that it will generate wealth. It is very much dependent on the person how he consumes it.

Wealth is the residual income after all the expenses. As such, wealth is the Net Worth that is accumulation of your residual income over time. Therefore, to create constant and lasting wealth, you need to add value to all your financial resources which are simply utilized to create added residual value over time.

It usually involves three simple processes as follows:-


The key here is create as much as possible your residual income after the deduction of all expenses wholly incurred to generate that income. I re-emphasize that it is NOT the quantum of the income, but its residual.

To do so, you have to control your expenditure, at the same time to create the residual income. Or you have a choice to spend the residual income away to acquire a higher lifestyle. Egos and peer pressure dictate how you spend or use it to create more wealth.

It is a subject many of us fantasize about, but only few will be able to materialize in their lives.


Not all assets are of equal value in promoting long-term wealth. The real key to creating wealth is highly dependent on how much you spend on to acquire assets which really appreciate in value and thereby increase your personal net worth over time.

Otherwise, if he spends on things that depreciate in value, then his wealth will decrease.Therefore, the more money that is spent on Wealth-building Assets, the faster you will achieve a higher net-worth. One good example is good properties which appreciate over times.


Once you have created several wealth building assets, you need to comprehend their nature of trade and risks profile so as to take full advantage of their potential and to grasp the highest possible yield at any time. Needless to say that you need the skills and know-how which you should acquire by reading, analyzing and attending courses etc.

Here, you need to monitor each type of wealth-building assets in term of its return, growth in value and potential value vis-à-vis its risks.

However, you also need to purchase other type of assets out of necessity, for entertainment or other reasons which do not add value to you indirectly such as to facilitate your works or which may generate more value than their cost.

. Some of examples of non-wealth building assets are:-

- TVs

- Washing machines

- iPods

No doubts debts can kill. However, if you know how to use them to generate income which exceeds the cost of borrowing and generate positive cash flow. Then, it makes sense for you to leverage on debts to generate more residual value for you.

I hope that I have given some understanding on the true meaning of wealth and the simple three process of creating, accumulating and managing its growth. This is a very basic and fundamental framework for everyone who intend to build wealth and it is vitally important to get this right in the first place.

I wish everyone success in building your wealth and empire and don’t forget to buy me a 5 star dinner then.

James Oh

To read other related article, please click the link below:-

Friday, March 2, 2012


Thursday, March 1, 2012


Sunday, February 26, 2012


Married or not you should read this...

“When I got home that night as my wife served dinner, I held her hand and said, I’ve got something to tell you. She sat down and ate quietly. Again I observed the hurt in her eyes.

Suddenly I didn’t know how to open my mouth. But I had to let her know what I was thinking. I want a divorce. I raised the topic calmly. She didn’t seem to be annoyed by my words, instead she asked me softly, why?

I avoided her question. This made her angry. She threw away the chopsticks and shouted at me, you are not a man! That night, we didn’t talk to each other. She was weeping. I knew she wanted to find out what had happened to our marriage. But I could hardly give her a satisfactory answer; she had lost my heart to Jane. I didn’t love her anymore. I just pitied her!

With a deep sense of guilt, I drafted a divorce agreement which stated that she could own our house, our car, and 30% stake of my company. She glanced at it and then tore it into pieces. The woman who had spent ten years of her life with me had become a stranger. I felt sorry for her wasted time, resources and energy but I could not take back what I had said for I loved Jane so dearly. Finally she cried loudly in front of me, which was what I had expected to see. To me her cry was actually a kind of release. The idea of divorce which had obsessed me for several weeks seemed to be firmer and clearer now.

The next day, I came back home very late and found her writing something at the table. I didn’t have supper but went straight to sleep and fell asleep very fast because I was tired after an eventful day with Jane. When I woke up, she was still there at the table writing. I just did not care so I turned over and was asleep again.

In the morning she presented her divorce conditions: she didn’t want anything from me, but needed a month’s notice before the divorce. She requested that in that one month we both struggle to live as normal a life as possible. Her reasons were simple: our son had his exams in a month’s time and she didn’t want to disrupt him with our broken marriage.

This was agreeable to me. But she had something more, she asked me to recall how I had carried her into out bridal room on our wedding day. She requested that every day for the month’s duration I carry her out of our bedroom to the front door ever morning. I thought she was going crazy. Just to make our last days together bearable I accepted her odd request.

I told Jane about my wife’s divorce conditions. . She laughed loudly and thought it was absurd. No matter what tricks she applies, she has to face the divorce, she said scornfully.

My wife and I hadn’t had any body contact since my divorce intention was explicitly expressed. So when I carried her out on the first day, we both appeared clumsy. Our son clapped behind us, daddy is holding mommy in his arms. His words brought me a sense of pain. From the bedroom to the sitting room, then to the door, I walked over ten meters with her in my arms. She closed her eyes and said softly; don’t tell our son about the divorce. I nodded, feeling somewhat upset. I put her down outside the door. She went to wait for the bus to work. I drove alone to the office.

On the second day, both of us acted much more easily. She leaned on my chest. I could smell the fragrance of her blouse. I realized that I hadn’t looked at this woman carefully for a long time. I realized she was not young any more. There were fine wrinkles on her face, her hair was graying! Our marriage had taken its toll on her. For a minute I wondered what I had done to her.

On the fourth day, when I lifted her up, I felt a sense of intimacy returning. This was the woman who had given ten years of her life to me. On the fifth and sixth day, I realized that our sense of intimacy was growing again. I didn’t tell Jane about this. It became easier to carry her as the month slipped by. Perhaps the everyday workout made me stronger.

She was choosing what to wear one morning. She tried on quite a few dresses but could not find a suitable one. Then she sighed, all my dresses have grown bigger. I suddenly realized that she had grown so thin, that was the reason why I could carry her more easily.

Suddenly it hit me… she had buried so much pain and bitterness in her heart. Subconsciously I reached out and touched her head.

Our son came in at the moment and said, Dad, it’s time to carry mom out. To him, seeing his father carrying his mother out had become an essential part of his life. My wife gestured to our son to come closer and hugged him tightly. I turned my face away because I was afraid I might change my mind at this last minute. I then held her in my arms, walking from the bedroom, through the sitting room, to the hallway. Her hand surrounded my neck softly and naturally. I held her body tightly; it was just like our wedding day.

But her much lighter weight made me sad. On the last day, when I held her in my arms I could hardly move a step. Our son had gone to school. I held her tightly and said, I hadn’t noticed that our life lacked intimacy. I drove to office…. jumped out of the car swiftly without locking the door. I was afraid any delay would make me change my mind…I walked upstairs. Jane opened the door and I said to her, Sorry, Jane, I do not want the divorce anymore.

She looked at me, astonished, and then touched my forehead. Do you have a fever? She said. I moved her hand off my head. Sorry, Jane, I said, I won’t divorce. My marriage life was boring probably because she and I didn’t value the details of our lives, not because we didn’t love each other anymore. Now I realize that since I carried her into my home on our wedding day I am supposed to hold her until death do us apart. Jane seemed to suddenly wake up. She gave me a loud slap and then slammed the door and burst into tears. I walked downstairs and drove away. At the floral shop on the way, I ordered a bouquet of flowers for my wife. The salesgirl asked me what to write on the card. I smiled and wrote, I’ll carry you out every morning until death do us apart.

That evening I arrived home, flowers in my hands, a smile on my face, I run up stairs, only to find my wife in the bed -dead. My wife had been fighting CANCER for months and I was so busy with Jane to even notice. She knew that she would die soon and she wanted to save me from the whatever negative reaction from our son, in case we push through with the divorce.— At least, in the eyes of our son—- I’m a loving husband….

The small details of your lives are what really matter in a relationship. It is not the mansion, the car, property, the money in the bank. These create an environment conducive for happiness but cannot give happiness in themselves.

So find time to be your spouse’s friend and do those little things for each other that build intimacy. Do have a real happy marriage!

If you don’t share this, nothing will happen to you.

If you do, you just might save a marriage. Many of life’s failures are people who did not realize how close they were to success when they gave up