FEAR AND ITS HARM

Hi! everyone,


For those who have read my preceding article, “Steps to Overcome the Major Obstacles of Staying Healthy”, will have some insights as to how to overcome these major obstacles in general. 

Today, I am going to talk about fear and the harms it may cause if you do not handle it well. It is always a misconception that successful men do not have fear.  The only difference is that they know how to turn the fear to desire compared to the not so successful men.

Therefore, we need to constantly check and review our situation to ensure that we are not its captive because its destructive power can not be underestimated.

1. FEAR WEAKENS US

Fear robs us of our inner peace and makes us paralyzed by doubts or frustrations.  If left unchecked, it will eventually cause us to abandon our faith and hope. Without faith and hope, we will lose our direction and destination.

Here, you can see clearly that fear is an emotion that caused us to pay interest in advance on a debt that we never owe. Worst still, fear can be anything - real, imagine or perceived. It may attack you anytime, it can grow and ultimately take control of you.

2. FEAR CAUSES PROCRASTINATION

Just imagine if your mind is busy speculating on all sorts of bad things that may happen to you, you will then find your mind to be either pre-occupied or clouded with abundance of negative things. As a result, no positive action will be taken. Inaction will lead you to no success. In short, you will remain status quo which will not only hinder you from moving forward but will also lead you to depression or a prisoner of fear. Here, we have to acknowledge and admit that everything in life has some degree of risks. There is no way to escape from such risks. Risks or challenges in fact add colors to life.

3. FEAR WASTES ENERGY

"Fear makes the wolf bigger than he is" is well described by an old German adage. Most of the times, defeats are caused by people who give in to the fear itself. This is because it holds them back by making them think of unnecessary things. As a result they have to waste valuable energy. In short, fear can push you towards the wrong direction by producing nervous energy that makes you unable to perform in a new situation. Alternatively, it can also sap your energy as you try to overcome the paralyzing effect that is holding you back.

 4. FEAR BREEDS MORE FEAR

Similar to success, fear breeds more fear. What is worse is fear itself. It is an unknown belief that comprises anything that makes you doubtful or suspicious. It can exaggerate itself until it becomes like a monster that can take control of you and make you captive of fear.  It is something intangible and it lies inside us. It is not necessary real; so long as you comprehend it as danger then it is sufficient to capture yourself. Sometimes, fear can provoke adverse action which is harmful to us, such as taking drugs so as to numb ourselves to the fear.

5. PREVENT US FROM REACHING OUR POTENTIAL

Being captive of fear will cause you to be doubtful and makes you fearful to attempt, thus losing the opportunity to win. Without trials and testing, how can you reach your potential?

I hope this article will give you a good grasp of fear so that you will not let fear rule and ruin your lives. In the following article I will try to provide you some tips on how not to let fear bothers you again.

So, stay tuned for the forthcoming article. Look forward to seeing you again.

James Oh

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PRIORITY LEAD TO PROSPERITY

Hi! everyone,


One of the keys to success is being meticulous. You need to pay close attention to  details so as to master a particular trade. This profound principle also applies to wealth creation process.


Saving is the main core step in wealth creation. It was highlighted well by Ben Franklin "Beware of little expenses; a small leak will sink a great ship." We can't deny that it forms the fundamental pillar in sustaining wealth. As such, no matter how small you begin, it will eventually turn into your financial reserve, which will then be used as a bridge to the next higher level of wealth. This reserve is required to cushion you throughout the waiting period for your harvest. Here, I am not disputing that you may get instant windfall on your investment venture, but the probability is remote.


At the same time, it is not wise for you to live in another extreme scenario whereby you keep on cutting expenses until you do not live life at all. Therefore, you need draw a line where to put a stop.


Alternatively, you may make some alteration to your spending pattern in a such way that can bring more benefits for the extra you spent. For instance, you may reward yourself with a gift/ have a celebration for your new achievement. This is important because it will drive you further to achieve a next higher target in the long run. By doing so, you will also have a more meaningful life. In reality, this sort of benefits may be difficult to quantify with accuracy especially if you want to take into account those intangible benefits that associate with the extra you have spent.  Here, you have to use your gut feeling or experience to gauge this value. No doubts, it is very subjective and arbitrary. But, we have to take it into consideration so as to give us a fair value of it.


However, it may be even more complicated especially if we wanted to book in the value of its indirect benefits such as good feeling which may indirectly enhance your productivity due to the good effect derived from the extra money that you have spent.


Your judgment will only improve through trials and testings. Individual's wealth management skills are also not exempted from this process. Similarly, saving is a skill where you have to practise until it become part of you, i.e. ingrained as a habit. You will then be able to be in control of yourself and not spend lavishly, without affecting your main financial goals. Despite the fact that you allow some deviation against saving, you are in overall control of keeping  your financial goals intact. This is because  you have  mastered the skill that allows you to control your spending pattern so as not to affect your overall financial structure. No one can challenge you in this aspect because you are the only one who knows your financial destination. This operate exactly like the ship captain who maneuvers his ship when he faces with unexpected storms or other challenges that come along his voyage.


Some use budgeting tools to navigate their spending pattern to keep their finance on track towards their financial destination. I am not against this idea. However, I want to warn you that more than often we will not achieve our  budget no matter how well you prepared it. In reality, there are so many unknown factors which are not possible to predict with accuracy. A good examples is the fluctuation of the foreign exchange rate. Therefore, your experience and skill will come into play in these areas to assist you to make those necessarily adjustment that will not have any adverse impact on your financial destination.


It is clear by now that priorities lead to prosperity. Your financial prosperity will be your most highest priority and you will prepare to do anything to ensure that this priority will stay intact no matter what happens to you.  By focusing on that particular financial prosperity, coupled with other values such as persistence and power of concentration, I  see no reason why you cannot achieve it.


Once you have achieved your financial destination, the more challenging issue is how to sustain it. You must be aware that it is much more easier to achieve your financial destination than sustaining it. To sustain it, you need to stay in control at all times. Bear in mind that the more wealthier you are, the higher risks you are exposed because more swindlers will prey on you than others. You also need to be guarded against your own temptations which more than often make you stumble. What bring you up may bring you down as well. That is the law of nature that has been operating throughout the human history.

James Oh

A stark assessment of the real world

Hi everyone,

       A stark assessment of the real world.  Ponder over it.

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Realize you have the power to make a difference. Truer words were never spoken..... This should be posted in all schools and work places. Love him or hate him, he sure hits the nail on the head with this! Bill Gates recently gave a speech at a High School about 11 things they did not and will not learn in school. He talks about how feel-good, politically correct teachings created a generation of kids with no concept of reality and how this concept set them up for failure in the real world. Rule 1: Life is not fair - get used to it! Rule 2: The world won't care about your self-esteem. The world will expect you to accomplish something BEFORE you feel good about yourself. Rule 3: You will NOT make $60,000 a year right out of high school. You won't be a vice-president with a car phone until you earn both. Rule 4: If you think your teacher is tough, wait till you get a boss. Rule 5: Flipping burgers is not beneath your dignity. Your Grandparents had a different word for burger flipping: they called it opportunity. Rule 6: If you mess up, it's not your parents' fault, so don't whine about your mistakes, learn from them. Rule 7: Before you were born, your parents weren't as boring as they are now. They got that way from paying your bills, cleaning your clothes and listening to you talk about how cool you thought you were. So before you save the rain forest from the parasites of your parent's generation, try delousing the closet in your own room. Rule 8: Your school may have done away with winners and losers, but life HAS NOT. In some schools, they have abolished failing grades and they'll give you as MANY TIMES as you want to get the right answer. This doesn't bear the slightest resemblance to ANYTHING in real life. Rule 9: Life is not divided into semesters. You don't get summers off and very few employers are interested in helping you FIND YOURSELF. Do that on your own time. Rule 10: Television is NOT real life. In real life people actually have to leave the coffee shop and go to jobs. Rule 11: Be nice to nerds. Chances are you'll end up working for one. If you agree, share it out. If you can read this - Thank a teacher! Seeing you again, James Oh