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LOOKING BEYOND FINANCIAL STATEMENT - INVESTOR'S PERSPECTIVE

Looking Beyond Financial Statement – Investor’s Perspective

In today’s highly competitive and inflationary but low interest environment, we are not only compelled to invest wisely to get much higher returns than the rate of inflation, but also need to perform exceptionally well to cope with the fast paced economy. Otherwise, financial freedom will not be within our reach.

Stocks investment is a widely used tool, growing in an un-precedented scale and still growing despite it has already formed one of the major investments in any economy.To reap the maximum return, investors are going through much greater lengths to cleverly create and craft strategies, such as "Japanese cloud" formations and "economic surprise" indicators. However, no methodology seems to work all the time.

Value Investing

Contrary to speculation, there is one strategy that absolutely never fails to boost returns, and is often overlooked: value investing. The concept of value investing appeals to those who are relatively conservative and persons who prefer making decisions on analysis of the basic financial strength of a company, coupled with a search for bargain prices of shares. This profound investment strategy requires discipline and patience. It will reward such investors consistently. It is a valuation technique, a technical strategy, or a way to predict funds that will outperform market.

Research, Research, Research

The phrase “past performance can’t guarantee future performance” may sound familiar to some of you. It sounds true even in today’s market. Future is hard to predict. Seeking investments conforming to assumptions or projection about the future without considering the basic facts about a company’s strength or growth potential is unwise. Fundamentals are king. Past performance still can be good indicators that reflect the quality of its management. Financial health is equally important to serve as a rock foundation to assist the company to endure through tough times and grow further.Research, research and research is important to uncover those stocks that trade below its fair price and have great potential. So, financial literacy can’t be viewed as “spare wheel”, but “steering wheel” instead.

BACK TO BASICS

As such, good and sound understanding of finance literacy is critically important in helping the investors to make better informed decisions of their investment. It is not just business acumen. It forms a small fraction of the business yet it is significant, just like the rudder that navigates the planes and ships.To a great mind, nothing is too little. By mastering it, you are able to assess its financial health correctly, comfortably and confidently especially in regards to an adequately capitalized company and its free cash flow.

Free Cash Flow

What is free cash flow? It tells an investor how much actual cash a company is left with after any capital investments. For instance, companies that have high debt/equity ratios, especially in an industry facing tough times, naturally could be one of your first signs that a company is getting over its head in debt.

Do your home work

Read and understand annual reports carefully and assess how Management addresses those critical and concerned areas that significantly affect the companies arising from external changes. What is the quality of assets that had been invested to build or strengthen their competitiveness? What compensation plans have been put in place to retain key and talented personnel? That’s the main reason why we need to look beyond financial statements to weed out those potential growth stocks that are trading fairly lower than their intrinsic value. By looking at the bigger picture of the business such as its competitive position, product or service trends, economic and technological forces that affect its future value, you are able to select those appropriate stocks for investment. What matters most is the quality of management of the company. This is because the management serves as the brain of the company, who will respond to the endless changing environment and navigates the company to the next level of success.

Value investors focus on individual company; review its history of growth, corporate announcements and news inside out, conduct field work, raise material questions during the annual general meeting and extra-ordinary meeting if appropriate. You need to gather those findings, prior to the determination of its fair value that meets your selected criteria. It sounds simple and logical, yet it is not easy. Once the true value of a company has been determined, the value investors will look for a buying opportunity. This means they will buy stock in a target company only if they can execute an order below its pre-determined fair price.

The question arises whether such bargain arises in the market? Such stocks are in existence even in the efficient market when their potentials are unnoticed. You need insightful information to make accurate assessment of its fair value.

WHY LOOK BEYOND FINANCIAL STATEMENTS

Many investors claimed that they are long-term investors, but how many of us truly are? How many of us are really unshaken by a market nosedive or a threatening global event?  The stock market is a psychological conundrum, and we're all vulnerable to its clever head-fakes. Perhaps we need to learn and master more of our mind faculties to overcome such fear before we invest. Short-term market trends are extremely chaotic and choppy. The good news is that long-term trends rely on the fundamentals.

We should cultivate discipline to be a better skilled investor. We should act contradictory to the other investors by accumulating those bargains stocks after downside panics, hold on while the market climbs and rebalance back to our asset allocation when everyone is bragging about their gains.

You need the “know how” to stay ahead. Have you ever wondered what intelligent approach or sound reasoning you possess before you buy that particular stock? Or is your decision just purely based on a simplistic indicator. For example, a company is about to secure a new project or is going to benefit from new legislation.  However, under the value investing approach, you need to have control when you apply the rules. You will seek the series of answers of the following profound questions before you act:-

a. is the stock currently traded under its fair value?

b. what criteria determine this conclusion about valuation?

c. is the company dominant in its industry?

d. what is its recent price history?

In the long term, stock prices tend to move in line with the company earnings. It’s really that simple. Look at its past earnings trends and determine whether those trends will likely to continue into the future. Value investors need to track earnings;and not on many lists of “stock to buy.” The rationale is that it is most probably undervalued and the cyclical nature of this sector will come around again.

Excellent reputations for quality of management, products and competition are key ingredients for the value investment. A value company is most likely to have a strong domination in the industry. Always remember bargains show up in the market all the time because of the short-term irrationality of buyers and sellers. 

Even during the market downturns, value stocks tend to perform better than average, either declining less than average or even rising. In 2008, one of the worst years on US record, McDonalds rose in value while nearly all other stocks prices decline.

This does not mean that value stocks are exempt from price declines. However, well selected value stocks do tend to outperform the market as a whole over the long term. A second source of returns on a portfolio, apart from price appreciation, is dividend income. This may not be for those who desire fast growing stocks. Value investors can make the most of dividend yield by reinvesting dividends in purchase of additional shares rather than taking payments in cash.The value investor is most probably more conservative and concerned with volatility than growth investors.

Hence, it is safe to conclude that to invest intelligently and wisely, one needs to look beyond the financial statements in order to make better informed investment decisions. With the financial mastery, coupled with insight knowledge and appropriate mindset, the chance of succeeding in investment is definitely relatively much higher. To save in the bank and earning its fixed deposit’s rate is definitely a loser. This is because the interest rate is much lower than the real inflation’s rate.

Investment Strategy

As such, every investor needs to develop a series of strategies for investing. An investment strategy is a set of rules, behaviors or procedures, designed to guide an investor's selection of an investment portfolio.  Usually the strategy will be designed around the investor's risk-return tradeoff: some investors will prefer to maximize expected returns by investing in risky assets, others will prefer to minimize risk, but most will select a strategy somewhere in between.

At the end of day, every investor wants to make a profit. But without an investment strategy, how do you know which stocks to buy and which are too risky? How long will you hold those stocks?

To ensure that you achieve your goals with much certainty and consistency, looking beyond financial statements is unavoidable. Always begin with a strategy and vision, end with model and analytical insights. Stay focus on the big picture without losing the details by measuring, monitoring, managing them effectively and closely in line with the saying, “you can’t manage what you don’t measure.”

Uncovering the realities that lie behind the data is what business analytics is all about. You need to use your mind faculty to recognize those competitive edges, usually hidden to the casual observer, in those companies you have invested in.

CONCLUSION

In summary, by mastering the investment skills, you are able to handle your own investment with full accountability and commitment. “The whole science is a refinement of everyday thinking.” Albert Einstein. This is because a man’s world is a projection of his mind. When your mind is weak, you see problem.  When your mind is balance, you see the challenge. When your mind is strong, you see the opportunity. So this sound, sane and solid principle also applies to investment as well.

MY CONVOCATION WITH MY BELOVED LATE FATHER

SINCERE HEARTFELT THANKS

This is another milestone for me on Nov 25, 2014. With this, I write to register my heartfelt thanks to those who took their effort, time and energy to make this workshop a success one. My sincere thanks to those in the picture as well those who assisted at the back screen.

I am deeply delighted with such a lively group which kept this workshop so engaging. I also want to thank especially those who are so generous  in sharing their insightful experiences.

As a trainer, I am truly pleased and encourage by your overwhelming response and co-operation from all parties in making this workshop an excellent brainstorming cum educational seminar!

I must say this success belong to you amazing guys and look forward to seeing you all again in the near future.

Thanks so much for making my life so colourful and meaningful.

James Oh

REGISTER NOW BEFORE IT IS TOO LATE

IT IS JUST 4 DAYS AWAY FROM THE COMMENCEMENT OF THIS WORKSHOP ON NOV 25, 2014.

CABIN CREW AND NOT KEVIN KHOO

Recently I received the above joke from my former secondary school's classmate. I had not only a good laugh; but it reminded me of my most memorable aircraft delivery trip to New Zealand which purely comprised of our staff and without Kevin Khoo.

During this journey, I was not only busy paying all the cash bills; but also have to make declaration of cash holding of about USD 40,000.  I was holding the cash at the Brisbane Airport not long after our former Selangor MB's incident. Many people thought I was the owner of the plane as our plane just painted all white without any logo. The question is “Did I look like one?” Haha. Give me your feedback?

The sale of the aircraft was one of the things which helped us turn around the company. It made me fulfill one of my dreams i.e. to be turn around manager. This also caused me to over stay in this company with wealthy experiences. You may read more details at http://liftyouup.blogspot.com/2010/05/hi-friends-further-to-several-articles.html

Another more interesting thing to note is that I too had a chance to sit at jump seat (a seat just behind pilots’ seat) in the cockpit to have a real experience of the plane taking off and landing. Make a guess which is more challenging task to the pilot, taking off or landing? Without my pilot’s license, that is the best seat I can opt.

You see I was not only a passenger but also the cabin crew but not Kevin Khoo. Haha! 

Happy reading.

UNFORGETTABLE INCIDENT - THE SUDDEN DEATH OF MY FATHER

Dear families, Friends, Fans and Followers.

After several breakthrough achievements, my courage has accelerated and dare to talk more about things that I rarely discuss before. I am more open to express my feeling publicly in contrast with my introvert nature. I must confess that I have been transformed after all these years of training and readings I have done.

Pardon me if you feel offended of this sort of post, as some of you may feel that it has negative impacts.

One event, I will never forget is the time when I was about to have my bath in the evening in the year 2002 and received a crying call from my sister and was shocked to know my dad had passed away. This news just come out of the blues, for no reason, he was just about 67 (No one knows his actual age due to its underlying story). This came less than a year after my grandmother, from my mother side passed away at 103. My uncle, my mother's younger brother, also passed away at age of 50 plus, a few months later than my father. He was sent to the private hospital and declared dead by the hospital.

Below is the obituary in the newspaper which I have kept for the last twelve years.

We were caught by surprise and the blow was too great. Luckily, NV Multi, the funeral company came to our rescue to be our ‘one stop arranger’ to ferry my late father from the private hospital at Subang to his last stop in Penang 12 years ago. With this, I write to record our sincere thanks to this esteemed company for providing such a resounding solution at the time of need. This incident has impacted me lots.

You may read more of the story at http://liftyouup.blogspot.com/2011/10/life-is-fragile.html.

Just imagine, if not for the service provider, we were totally at a loss at that critical time. I must say that much more hassle and chaos is expected. None of us have such experience in handling all these sort of things and our nature of not expecting such calamity to happen so suddenly.

We must admit that we were stressed out unnecessarily due to lack of experience and lots of protocols to be followed, especially from my mother.

Through this horribly sad and unforgettable event, we do encourage people to learn from this lesson. Pre-plan your last stop of your life to prevent hassle and chaos to the family member left behind, especially for those who chose to follow the traditional protocols.

I do acknowledge the sensitivity of this sort of thing, but it is better to confront and conquer it once at all. By not discussing this matter, you will not be exempted from death. This is part of life.

This event became fresh again after the lapse of 12 years. I feel an obligation to share my experience with others and at the same time hope you too can learn the lesson from it.

Be ready to embrace unlimited belief and set yourself free from all the bondages, false belief and fears that hold you back. Keep venturing into something new so as to be comfortable in the “uncomfortable zone” or “unknown area” or “uncertainty”.

 
One last thing I have learned is that we are now living in the new world with un-precedented fast pace of changes ever recorded. To enable us to strike we have to adopt and adapt to the new environment.

We have come to the stage that “It Is Not the Strongest of the Species that Survives But the Most Adaptable.” Charles Darwin.

NLBU EMERGENCY MEETING

Please be informed that there is an NLBU Emergency meeting.

The details of the meeting are as follows:

Date : Sunday, 9 November 2014

Time : 4.00 p.m.

Venue : BURA meeting room, Bandar Utama Community Centre

Agenda : To brief BU residents on Prasarana's presentation to NLBU Task Group

(Note : Some calendar may be showing GMT time. Please add 8 hours for Malaysian time, if required.)

When	Changed: Sun 9 Nov 2014 16:00 – 18:00 Kuala Lumpur
Where	Bandar Utama Community Centre, 47800, Selangor, Malaysia (map) To click the link at Urgent-call-on-lodgement-of-lrt-3.html for more information.

Your kind attendance is greatly appreciated and we want to hear from you.

BOOK REVIEW: BECOMING GENERATION FLUX

Dear Families, Friends, Followers and Fans,

I was given the honor to review this eye opening new perspective on Becoming Generation Flux by Miles Anthony Smith. 

We live in times of uncertainties, fear, doubts and challenges, learning and adapting to the environment at an unprecedented fast pace. It is truly a new experience. This book will provide you a new perspective and prepare you to obtain more technical or other skills that are hard to automate if you want to a successful career.

I received this book in exchange for my independent review only.

This book is well crafted with powerful facts supported by statistics on the contemporary social issues encountered by people not only in the United States but also the rest of the world. It invites us to give these critical issues due consideration. On this notes, Miles Anthony Smith does a magnificent and marvelous job for raising, nurturing and nourishing us to embrace Generation Flux so as to avoid unnecessary stress.

I too subscribe to similar formulae given by the author without realising it i.e. seize the day in areas we control, cede stress in areas we have no control of, and have found it very fruitful. Relax and have fun to gain strength in every aspect, be it physical, mental and spiritual. Shaping ourselves to be adept and to accept the new environment is the surest way of obtaining success. Keep learning, unlearning and relearning to navigate our career path.

Miles Anthony Smith is a positive yet realistic author, illustrating compellingly and convincingly the numerous new trends and social issue caused by income inequality imbalances. In his doing so, we are able to see the entire scene through appropriate lens without being side tracked by chaotic career complications.

"Becoming Generation Flux" is a timely book which dares to raise issues that people normally avoid discussing publicly. However, as for those who aspire to gain the highest, deepest and broadest perspective on how to live in the new world, then this book is right for you. It is not meant to persuade or dissuade you. It is meant to inform, instill and inspire you in gaining appropriate and broad perspectives so that you are much better prepared to take the ride on the waves ahead.

The above book basically comprises of four interesting and inspiring thoughts  which will invite the readers to think deeply about the clouds surrounding today’s world and in which many people are caught in the dark with much of frustration and discouragement facing this generation, well reflected in the title of the book.

The author systematically paints the real scene with facts and figures before he shapes his convincing and compelling arguments. He then crafts the simple and certain approach in Part 1 prior to his sensible urge to stop education madness, a phenomenon in today’s world. He raises several provoking thoughts as to why he said so. He makes an excellent analysis of how education, the workplace and career management are becoming much more fluid and unpredictable. The changing career landscape provokes the readers to take a look at their career transition and what it takes to successfully navigate through their career journey. .

Miles Anthony Smith ultimately offers the sensible yet feasible solution of embracing becoming General Flux before he closes with the bright hopes, relaxing and having fun while charting a new path for your dream job. I adopted similar formula when I was at my cross roads prior to reading his book and I must confess that it is truly workable.

It goes without saying, that one should accept and follow the new career flow as reflected in the title of the book. With this, I hope I have not disclosed too much of this significant book.

To have a much deeper understanding and to apply what he recommends, do pick up a copy of the book as soon as you can and read it. Please don’t take my word for it. Apply the wisdom and know-how in the book wherever applicable for your own sake. Using this appropriate lens of viewing things around you, I can assure you that it will be easier for you to adopt this habit with ease. Cheers and enjoy your reading.

NB: this article has been published in the Journal of Wealth Management & Financial Planning.

URGENT CALL FOR VOLUNTEERS

Dear friends, followers, fans and families,

We, at Lift You Up, proudly announced that we have kicked start more than 6 years ago and we have been growing business in every aspect. From Blogs, we turn and self-published 6 Books. We also provide other services in helping people to explore the invisible and achieve the impossible. Our articles have been regularly published in the top investment magazines like Smart Investor and Financial First. We will continually strive to be better than the best while trying to reach out a larger magnitude of people worldwide. Overcoming boundaries and crossing borders are our trade mark.

We just wanted to thank all the fans, followers and friends for the amazing and explosive growth of our business.  Without your support, none of this would be possible.  Thank you.

Please continue to refer your friends and family to Lift You Up blog.  Please mention our blogs to people you meet both online and offline or at other events and networking groups.

If you are interested in volunteering for our group, please contact us.  We always welcome helpful people in any event we have. We are also looking for other form of collaboration so as to take our business to the next level of success.

We will be striking in every area so as to deliver highest quality contents possible available.  More are in the pipeline.

Stay tuned.

Thank you again for your help and support.

SCHOLARSHIP FOR ARCHITECTURE - SCHOLARSHIP

http://scholarship-positions.com/category/scholarships-by-majors/architecture-scholarships/

URGENT CALL ON LODGEMENT OF LRT 3 PROJECT WITH SPAD WEBSITE

Dear All awesome neighbours and concerned citizens.

I filed my counter proposal of rerouting of LRT 3 and received feedback and acknowledgement from SPAD.

As such, I urge everyone to file in your valuable opinions so as preserve the beauty of this township and its value. You may do so in the SPAD’s website at http://spad.spab.gov.my/eApps/sdmscasepool/SdmsCasePool/add.do soonest possible.

Make best use of this avenue to voice our views as this mega project such as LRT has long term impact on this entire township particularly and Malaysia as a whole. We shall never regret doing our utmost best in everything we encountered so as to be fully responsible for all future generations.

This is the way we show our appreciation to the NLBU task group for informing us on the progress from time to time. On the other hand, their painstaking efforts in forming the platform are fully fulfilling the best interest of the people.

 
Thank you 

Regards

SOUND LEADERSHIP

SOUND LEADERSHIP

I write to acknowledge my sincere appreciation to the good foresight leaders, that is both Chinese educationist Dr Kua Kia Soong and Dr Shafie Salleh for taking the brave and bold decisions to enable lots of Malaysian children to take alternative route to pursue their education in view of foreseeable importance of Mandarin in the near future.

Their bold and brave actions have received overwhelming supports from many Malaysians from all strata of Society. Many had even supported the clause with generous donations. This well illustrates the point that success is obtained by being focus and taking positive actions which may involve lots of sacrifices, hard work and commitment.

Below are the extracts from Wikipedia on Unified Examination Certificate and of the above two great foresight leaders for your reading pleasure.

Unified Examination Certificate (UEC)

The Unified Examination Certificate (UEC) is a standardized test for Chinese independent high school students organized by the UCSCAM since 1975. The UEC is available in three levels: Junior Middle (UEC-JML), Vocational (UEC-V), and Senior Middle (UEC-SML). Examinations for non-language subjects in the UEC-JML (except in Sabah) and UEC-V are in Chinese. In Sabah, UEC-JML science and mathematics are available in Chinese and English. The UEC-SML has examinations for mathematics, sciences (biology, chemistry and physics), book keeping, accounting, and commerce available in Chinese and English, while other non-language subjects are only available in Chinese.

The UEC-SML is recognized as a qualification for entrance into many tertiary educational institutions around the world, including the United Kingdom, the United States, Taiwan, Hong Kong, China, Singapore, Australia, Canada and many others. It is not recognized by the government of Malaysia for entry into public universities, but most private colleges recognize it.

Because the UEC is not recognized by the Malaysian government, some Chinese independent high schools opt to teach the national secondary school curriculum (in Malay) alongside the independent school curriculum (in Chinese) and require students to sit for the government standardized tests (PMR, SPM or even STPM) as private school candidates, providing the students an opportunity to obtain government-recognized certificates.

Chinese educationalist Dr Kua Kia Soong mentions the introduction of the UEC in his book Protean Saga: The Chinese Schools of Malaysia. According to the book, the introduction of the UEC led to Dr Mahathir Mohamad, the then Minister of Education and later the Prime Minister of Malaysia, summoning the Chinese educationalists to parliament. To quote the book, "The latter (Mahathir) did not mince his words but told the Dong Jiao Zong leaders that UEC had better not be held or else ... He did not ask for any response and dismissed the Chinese educationalists with a curt ... 'that is all'."

In May 2004 the National Accreditation Board (LAN) required students entering local private colleges using any qualification other than the SPM to pass the SPM Malay paper. This drew protests and then the Minister of Higher Education Dr Shafie Salleh exempted UEC students from this requirement.

Hope this event serves excellent lessons to be learned. Fortunately, we have these great leaders who dare to stand out in times of crisis for the benefits of next generations. Well done and keep it up.

BROKEN ARROW PERFORMANCE; MY REAL EXPERIENCE

Dearest Friends, Families, Followers and Fans,

Very awesome day to you,

This is another new breakthrough for my entire awesome team who managed to break the arrow pointing at our throats. Prior to this, we need to sign indemnity letters. We are not allowed to take photo during the act. You are fully advised to practice only with the presence of a credible expert.

I am happy to have another new challenging experience as I have done a fire eating performance earlier. My reason is simple and I realized that I was much well prepared this time compared to the previous ones. This on-going practice is actually making you fare better. Each encounter gives you different sensation and experience.  Of course, you will encounter different types of people but our group spirit spread to every member rapidly.

This is more than mind work. One important lesson I learned is Actions triumphs in every success. If you don’t get rid of those fears, doubts and worries which you may unknowingly built over times, then you will be captive of this bondage. You either make or break it. Breaking it may be painful, but not breaking it can be even more painful, that I can assure you. I urge you to use your mind wisely so that you will prosper. Use it badly, you will suffer. I discovered that investing on your mind is perhaps the best investment you can make.

As Winston Churchill says, “The empires of the future are the empires of the mind.”  I strongly believe we can learn from those great leaders, their inspiring quotes and their timeless lessons.

Below are some of my old photos from my previous posts for your easy reference.

 The above photos were taken during my fire eating performance, under supervision of the appropriate personnel. The reason I share with you all is to reaffirm my point that everyone can overcome fear, doubts and worries by confronting and conquering it. I have also illustrated this point many times in my earlier posts.

The above pictures did not really reflect the most exciting point when I put the burning fire into my mouth. However, I have many witnesses who were present at that time. I pride myself of walking the talk and not otherwise. My purpose of doing so is that I hope to lift you up by letting you know the truth, that you are affected by your thoughts, actions and words. As such, it is critically important that you have the appropriate right mindset to make you healthy and wealthy.

Be mindful that our minds cannot distinguish between real and unreal. As such, it can be easily manipulated, depending on how you perceive things. Once you put it in the positive zone, it will attract all the positive elements. Conversely, if you think otherwise, then it will attract all the negative elements as advocated in the law of attraction. Now, the choice is yours.

http://liftyouup.blogspot.com/2011/08/fire-eating-performance-my-real.html

You either be the master of your mind or the slave of your mind. You just can’t serve two masters at the same time. Choice is yours. You call the shot. Be the master of your mind is the surest way of being the best version of yourself.

URGENT CALL

Dear Families, Followers, Fans and Friends,

Very happy morning to you, 

We, Lift You Up, write to express our heartfelt appreciation to all parties, be it guest post writers, collaborators, followers, readers and visitors for making this blog gain momentum. We must admit that your warm support drive us to spread our wings to reach out a larger magnitude of people. This is in line with our belief that everyone is part of the universe. We also believe that everyone has an inspiration to inspire every human to live in their higher self, based on courage, purpose and joy.

We also believe this goal can be attained through education. That’s the reason why we are always moving the bar a notch higher upon reaching our pre-set ultimate goal, by Overcoming Barriers, Pushing Boundaries and Crossing Borders. Together, we are proud of our record-breaking achievements.

We need to claim abundance of happiness, health, wealth and love so as to make us much stronger so as to enable us to give out abundantly as well. We can’t give what we don’t have. Similarly, it applies to everyone as we all are part of the universe.

Everyone is unique, special and beautiful. Each one has its uniqueness, talents and experience and you are the only one who has what the universe needs. We can’t afford not to let anyone not to shine. As such, we refuse to accept the ‘One size fits all standard of happiness, wealth, health and love.

You are always welcome to join our team of positive and enthusiastic members in helping others gain the courage, love and prosperity we all so desperately desire and richly deserve.

Let us have not only a smile on our faces, but also help to shape and bring changes to the world.

We are looking for enthusiastic team players who are able to work effectively with us as well as volunteers. Let us make a difference in our lives and help advance the lives of others, as reflected in the title of this blog.

MY DAUGHTER REAL LIFE BREAKTHROUGH RESULTS

Awesome day to Friends, Families, Followers and Fans,

This BREAKTHROUGH video reminded me of the real life’s experience of my daughter, who had been wrongfully told by her dancing school teacher that her body structure was not fit for dancing, her dancing pose was terribly bad, etc.

Fortunately, I was quick enough to transfer her to another dancing school after I confronted the school.

My point is never jump to conclusion based on individual’s judgment or bias prior to doing individual homework and findings.  Thereafter, she began to enjoy her class and even obtained a distinction for her early dancing examination. Her team was subsequently elected to represent that ballet school to perform at Dato Siti’s wedding. This has inspired her to pursue till today despite heavy study loads from her private Chinese school which cater for both local and United Examination Certificate examinations.

This year, her dancing team was named the champion in her school’s in- house competition that attracted a crowd of 5,000 during her school’s annual celebration. Her team subsequently represented her school in the recent Selangor state competition. 

My point here is that her persistence, practice and passion helped her through her painful journey despite an early doubt cast upon her by her former teacher. A great breakthrough for her!

James Oh

FINANCE MAVERICK, SPEAKER AND AUTHOR 

jamesoh32@gmail.com

http://www.amazon.com/Oh-James/e/B00FADJWAG

Help People to explore the invisible and achieve the impossible

http://ohjames2003.blogspot.com/

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http://inspiration.entrepreneur.com/clipper/james.oh.html

GROWING YOUR WEALTH EXPONENTIALLY

The biggest letdown in life is when you lose the larger purpose of life. This is true especially our daily busy routine sets in to divert our attention and action to other urgent but less important things. What makes thing even worse is when the surrounding chaos sets in from our other areas of life, namely finances, which causes us to feel like we are losing control over everything.

In short, “everything is letting us down.” Here are some of the ways which may assist you to get back control, commit and accomplish all the things you want to do.

What Would You Like to Accomplish, And Why?

Sadly, many people these days have a lot of goals but do not actually realize what they truly want out of life. You should not think what you want "from" life, but think what you truly want "in" life. Keep working on it. Be focused and create something you are truly passionate about, and expand its horizons so that you can sustain and increase your net worth.

By doing so, you can cope well with today’s highly competitive and inflationary but low interest environment. In this type of situation, we are not only compelled to invest wisely to get much higher returns than the rate of inflation, but also need to perform exceptionally well to cope with the fast-paced economy. Otherwise, growing your wealth exponentially will not be within our reach.

Begin with your current status and move to your next level of success.

Always stay open and brainstorm pathways to grow your wealth exponentially. A brilliant way is to leverage on others who have those resources that you don't have. The sky is the limit, and growing your wealth exponentially is something that you may have the privilege to strive for.

Just keep on creating the pipe lines so that they can bring in the residual or passive income to you perpetually. This is the surest way of growing your wealth exponentially.

Identify Obstacles.

Write down everything that may prevent you from growing your wealth exponentially. Be completely honest. If you do not have enough money or enough time, write them down. Identifying any obstacles can serve two purposes - it will highlight all the things you can do that you have just been lazy about, and it will give you an idea on what you need to overcome them.

What matters most is to realize what the underlying cause is at that time. Inaction is the number one thing that prevents you from growing wealth exponentially. Action triumphs in every success. 

Formulate Plan.

Make a third column and write down a plan of action now that you know what's preventing you from accomplishing everything you want.

The reality is that you have to take action, and without having a plan, you'll just keep spinning your wheels and nothing will get done. If one of your obstacles is not having enough money, maybe you can write down ideas on how to make more money, how to spend less money, or how to get a handle on your finances.

If there is nothing preventing you from doing something, write down that you need to JUST DO IT!

If your goal is "Learn to ride a motorcycle", and not having a motorcycle is what's preventing you, write down "find a friend with a motorcycle" or "save money for a motorcycle". Write down anything that comes to mind.

Take Action.

You reap what you sow. To grow your wealth exponentially, you need to keep sowing, no matter how small the seeds may seam. There is nothing too little to a great mind. No one will know what will actually turn up.

Every day, do something that will lead you to sustain and increase your net worth. Learn how to not swim against a current or let it carry you safely to the shore. Do take the ride of waves to grow your wealth exponentially. Never drain your resources to fight against the wave, but grab every opportunity that arises that will grow your wealth exponentially through leverage of others’ resources.

For instance I keep creating Ebooks, training programs to that effect as I believe each book and training program will bring me perpetual income over time. Moreover, by keeping on writing, I also will enhance my writing skills, knowledge and strengthen my mindset. Better still, what I am writing is mostly about motivation, wealth and mindset.

Investment Strategy

Every investor needs to develop a series of strategies to increase your wealth. An investment strategy is a set of rules, behaviors or procedures, designed to guide an investor's selection of an investment portfolio.

Usually the strategy will be designed around the investor's risk-return tradeoff: some investors will prefer to maximize expected returns by investing in risky assets, others will prefer to minimize risk, but most will select a strategy somewhere in between.

At the end of day, every investor wants to make a profit. But without an investment strategy, how do you know what to invest in? How long will it take for your plans to materialize?

To ensure that you achieve your goals with much certainty and consistency, you need to consistently invest into your most important asset. I prefer personal development because its return goes far beyond gain in monetary wealth. I become a better person in every aspect.

I am better equipped to be a better investor, entrepreneur, speaker and writer. It also directly contributed to my better health. Health is wealth too.

Always begin with a strategy and vision, end with model and analytical insights. Stay focused on the big picture without losing the details by measuring, monitoring, managing them effectively and closely in-line with the saying, “you can’t manage what you don’t measure.” Look at your life now, are you investing a portion of your earning into your personal development? This commitment to on-going learning will enhance your income growth.

As you grow, you will see the world very differently. People are more eager to connect with you and resources that were unavailable to you will become accessible. Everything will change for the better. You may realize that no other investment could ever have given you with much meaning and contentment.

This is in line with what was advocated by Benjamin Franklin, “If a man empties his purse into his head, no man can take it away from him. An investment in knowledge always pays the best interest.”

CONCLUSION

The greatest investment you will ever make is an investment into your on-going personal development especially in regards to your mindset. This is because a man’s world is a projection of his mind.

When your mind is weak, you see problem.  When your mind is balance, you see the challenge. When your mind is strong, you see the opportunity. So this sound, sane and solid principle also applies to investment as well.