PROFILE OF JAMES OH AS AT AUGUST 2018

JAMES OH

Chartered Accountant (registered with Malaysia Institute of Accountants), BA (Accountancy)
LLB – University of London (UK)
Certified Professional Trainer with IPMA (UK), PSMB Certified Trainer
Competent Communicator with Toastmaster International.

James Oh comes to you as a financial, wealth and mindset specialist. He is an avid thinker, mind-explorer, leader and intensive researcher with more than 30 years of professional working experience in various industries such as trading, construction, aviation, movies investment and distribution. He is richly exposed to both local and international businesses, especially in the negotiations with the world leading aviation financiers, insurance and reinsurance brokers.

In the course of his practice, James had held senior specialist, supervisory, managerial and leadership positions by providing success oriented strategic and operational plans to nurture the companies that he had served. His track record includes nurturing a growing company with its founder and obtained a listing for the company on the stock market. He also helped turn the company around when it was badly hit by the Asian Financial Crisis in 1996-1997.

James has been featured in numerous media several times. The media include top investment magazine i.e. Smart Investor Magazine, Financial First, Money Compass, Homefinder, FlyMe360, Property Insight, Corporate Voice Journal (MAICSA), Malaysian Institute of Insurance, Journal of Wealth Planning and Management. His articles have been selected and published for the consecutive year in Mira's limited copies of investment supplements for 2016 & 2017. As a writer and researcher, he has also published eight books, specialising in financial literacy, value creation and thinking skills. He has sold his books both locally and internationally through E-Sentral, Smashwords, and Lulu.com.

James is a leading authority in the area of business strategy, sustainable growth and innovation.

ABOUT JAMES OH

ABOUT JAMES OH

Chess King was born on February 25,1961- a tiny baby with a weight of 4 lb. 4 oz. He was small and many of his relatives who visited him at that time thought that he might not survive. He was a fighter even as a baby and he managed to overcome his weight in just a month.

He was very interested in chess and his talent and enthusiasm was spotted by his class teacher, Mr. Ho, who was also the school’s trainer. With his training, he represented his school in both the individual and team events in the Majlis Pertandingan Pulau Pinang, under 12 chess competition. He then focused his attention on his education graduating with a degree in Accountancy and worked as an Accountant. He was subsequently promoted as the financial controller.


As a strategic business partner, he had helped the founder cum C.E.O to grow the private limited company to a publicly listed company in the Kuala Lumpur Stock Exchange. He also worked closely with his team to turn around the company when it was hit by the ASEAN Financial crisis in 1996-7.

However, he met with another challenge when he failed to obtain justice for his stillborn son. It was the turning point in his life when he embraced God and developed the spiritual strength to overcome his depression, as reflected in his book, Letting Go and Moving Go, after his first book, Better Than The Best.

In his mid-fifties, another challenge surfaced when he was diagnosed with Stage 3 stomach cancer. He had to undergo surgery to remove 60% of his stomach and underwent chemotherapy. At the moment his main aim is to remain healthy and he hopes to share his journey to everyone through writing.

Chess King is currently working as a Value Creation Specialist by crafting his personalised path as an Author, Trainer and Entrepreneur specialising in Financial Literacy, Wealth Creation and Thinking Skills.

From a deeply desperate cancer patient seeking treatment to an enthusiastic warrior thriving for a purpose filled life, he took the brave and bold step to share his journey publicly and regularly with the intention of uplifting others through writing.

He is able to do so because he has faith in God.

He has to date self-published eight E-books specialising in Finance literacy, Wealth creation and Thinking Skill. They can be reviewed or purchased from Smashwords, at https://www.smashwords.com/ interview/jamesoh2003.

His articles have been published and republished in more than ten magazines and journals, both online and offline.

LOOKING BEYOND FINANCIAL STATEMENTS - AN INVESTOR'S PERSPECTIVE

LOOKING BEYOND FINANCIAL STATEMENTS – AN INVESTOR’S PERSPECTIVE

In today’s highly competitive and inflationary but low-interest environment, we are not only compelled to invest our money wisely to get much higher returns than the rate of inflation, but we also need to perform exceptionally well to cope with the fast-paced economy. Otherwise, financial freedom will not be within our reach.

Stocks investment is very widely used tools, growing on an unprecedented scale and still growing despite already forming one of the major investments in nay economy. To reap the maximum return, investors are going great lengths to create cleverly strategies such as "Japanese cloud" formations and "economic surprise" indicators. However, no methodology seems to work all the time.

VALUE INVESTING

Contrary to speculation, there is one strategy that absolutely never fails to boost returns, and is often overlooked: value investing. The concept of value investing appeals to those who are relatively conservative and persons who prefer making decisions on analysis of the basic financial strength of a company, coupled with a search for bargain priced shares. This profound investment strategy requires discipline and patience. It will reward such investors consistently. It is a valuation technique, a technical strategy, or a way to predict funds that will outperform the market.

RESEARCH, RESEARCH, RESEARCH

The saying “past performance can’t be a guarantee of future performance” may sound familiar to some of you. It holds true even in today’s market. The future is hard to predict. Seeking investments conforming to assumptions or projection about the future without considering the basic facts about a company’s strength or growth potential is unwise. Fundamentals are king. Past performance can still be a good indicator that reflects the quality of a company’s management. Financial health is equally important to serve as a foundation rock to assist the company to endure through tough times and grow further. Research, research and research is important to uncover those stocks that trade below their fair price and have great potential. So, financial literacy can’t be viewed as a “spare wheel”, it must be viewed as a “steering wheel” instead.

BACK TO BASICS

As such, finance literacy is critically important in helping the investors to make better informed decision regarding their investment. It is not just business acumen. It forms a small fraction of the business yet it is significant, just like the rudder that navigates a plane and a ship. To a great mind, nothing is too little. By mastering the rudder, you are able to assess its financial health correctly, comfortably and confidently especially in regards to an adequately capitalized company and its free cash flow.

FREE CASH FLOW

What is free cash flow? It tells an investor how much actual cash a company is left with after any capital investments. For instance, companies that have high debt/equity numbers, especially in an industry facing tough times, this naturally could be one of your first signs that a company is getting over its head in debt.

DO YOUR HOMEWORK

Read and understand annual reports carefully and assess how management addresses those critical areas arising from external changes that significantly affect companies. What is the quality of the assets that have been invested to build or strengthen their competitiveness? What compensation plans have been put in place to retain key and talented personnel? That’s the main reason why we need to look beyond financial statements to weed out those potential growth stocks that are trading fairly lower than their intrinsic value. By looking at the bigger picture of the business such as its competitive position, product or service trends and economic and technological forces that affect its future value, you are able to select those appropriate stocks for investment. This is because the management serves as the brain of the company, which will respond to the endless changing environment and navigate the company to the next level of success.

Value investors focus on individual company, review its history of growth, and corporate announcements and news inside out, conduct field work and raise material questions during the annual general meeting and extra-ordinary meeting if appropriate. You need to gather those findings prior to the determination of its fair value that meets your selected criteria. It sounds simple and logical, yet it is not easy. Once the true value of a company has been determined, the value investors will look for a buying opportunity. This means they will buy stock in a target company only if they can execute an order below the fair value price.

The question arises whether such bargain arises in the market. Such stocks are in existence even in the efficient price market when their potentials are unnoticed. You need insightful information to make accurate assessment of their fair value.

WHY LOOKING BEYOND FINANCIAL STATEMENTS

Many investors claimed that they are long-term investors, but how many of us truly are? How many of us are really unshaken by a market nosedive or a threatening global event? The stock market is a psychological conundrum, and we're all vulnerable to its clever head fakes. Perhaps we need to learn and master more of our mind faculties to overcome such fear before we invest. Short-term market trends are extremely chaotic and choppy. The good news is that long-term trends rely on the fundamentals.

We should cultivate discipline to be better skilled investor. We should act contradictory to other investors accumulating those bargains stocks after downside panics, hold on while the market climbs and rebalance back to our asset allocation when everyone is bragging about their gains.
You need the “know how” to stay ahead. Have you ever wondered what intelligent approach or sound reasoning you possess before you buy that particular stock? Or is your decision just purely based on a simplistic indicator? For example, a company is about to secure a new project or is going to benefit from new legislation. However, under the value investing approach, you need to have control when you apply the rules. You will seek the answers to the following profound questions before you act:-

a. is the stock currently traded under its fair value?
b. what criteria determine this conclusion about valuation?
c. is the company dominant in its industry?
d. what is its recent price history?

In the long term, stock prices tend to move in line with the company earnings. It’s really that simple. Look to a company’s past earnings trends and determine whether those trends will likely continue into the future. Value investors need to track earnings and not on many lists of “stock to buy.” The rationale of doing so is probably undervalued and the cyclical nature of this sector will come around again.

Excellent reputations for quality of management, products and competition are key ingredients for a value investment. A value company is most likely to have a strong domination in the industry. Always remember bargains show up in the market all the time because of the short-term irrationality of buyers and sellers.

Even during the market downturns, value stocks tend to perform better than average, either declining less than average or even rising. In 2008, one of the worst years on US record, McDonalds rose in value while nearly other stocks prices declined.

This does not mean that value stocks are exempt from price declines. However, well selected value stocks do tend to outperform the market as a whole over the long term. A second source of returns on a portfolio, apart from price appreciation, is dividend income. This may not be for those who desire fast growing stocks. Value investors can make the most of dividend yield by reinvesting dividends in purchase of additional shares rather than taking payments in cash. The value investor is most probably more conservative and concerned with volatility than the growth investors.

Hence, it is safe to conclude that to invest intelligently and wisely, one needs to look beyond the financial statements to make better informed investment decisions. With financial mastery coupled with insight knowledge and appropriate mindset, the chance of succeeding in investment is definitely relatively much higher. To save in the bank and earning its fixed deposit’s rate is definitely a loser. This is because the interest rate is much lower than the real inflation’s rate.

INVESTMENT STRATEGY

As such, every investor needs to develop a series of strategies for investing. An investment strategy is a set of rules, behaviors or procedures, designed to guide an investor's selection of an investment portfolio. Usually the strategy will be designed around the investor's risk-return tradeoff. Some investors will prefer to maximize expected returns by investing in risky assets, others will prefer to minimize risk, but most will select a strategy somewhere in between.

At the end of day, every investor wants to make a profit. But without an investment strategy, how do you know which stocks to buy and which are too risky? How long will you hold stocks?

To ensure that you achieve your goals with much certainty and consistency, looking beyond financial statements is unavoidable. Always begin with a strategy and vision, end with model and analytical insights. Stay focused on the big picture without losing the details by measuring, monitoring, managing them effectively and closely in line with the saying, “you can’t manage what you don’t measure.”

Uncovering the realities that lie behind the data is what business analytics is all about. You need to use your mental faculties to recognize those competitive edges, usually hidden to the casual observer, in those companies you have invested in.

CONCLUSION

In summary, by mastering investment skills, you are able to handle your own investment with full accountability and commitment. As Albert Einstein said, “The whole science is a refinement of everyday thinking.” This is because a man world is a projection of his mind. When your mind is weak, you see problem. When your mind is balanced, you see the challenge. When your mind is strong, you see the opportunity. So this sound, sane and solid principle is also applies to investment as well.

CONCLUSION - LOOKING BEYOND FS INVESTOR'S PERSOECTIVE

edited CONCLUSION



The main purpose of investing is to make money. To ensure we do not
lose money, as Warren's first rule, we need to adopt and apply
systematic and sound approach in acquiring, accumulating stocks with
low risk but high return. Does it sounds too good to be true? In fact,
it is not. This is because it makes a clear distinction of acquiring
stock with value much lower than its intrinsic value. That is buying
at good bargain stock due to its temporary mis-pricing arising from
temporary irrational market forces and it happens even in the most
efficient market where the price sensitive information is made
available on a timely manner.



Contrary to common belief of high risk with high return, value
investing is commonly mis-understood and often overlooked. This
profound investment approach of high return with almost low investment
due to a well crafted approach at the point of acquiring stocks. This
strategy requires discipline, courage and patience. It will reward
these investors with these attributes handsomely. You don't need to be
a rocket scientist to figure out how it works and it is a learn-able
skill, as it guided by sound fundamental principles and best
practices.


Entry and exit point


With this investing framework, you are able to make money at the point
of acquiring, and not at the disposal of your investment. Why I do say
so? This is mainly because we acquire stocks at bargain values with
safety margin for any human judgmental error, bias and prejudice. In
fact, it has always built in most of the significant risks. In other
words, we are acquiring the stocks that are based on their basic
fundamental values scientifically deriving from both their past and
leading indicators. This process will ensure that we do the correct
things right from the beginning, first time, every time and all the
times. This is mainly to ensure that you do not lose money in the
first deal, every deal and all the deals.

Discipline and duplication is the key to success. By repeating this
process until it becomes our habit is the key to the investing game.
You don’t drain your resources in watching the stock market daily and
hourly.

The future is hard to predict. What we need to do is to make reference
to the past trend to ascertain the key management's behavior, value
and integrity by assessing both the company's qualitative and
quantitative factors objectively to ascertain its value and shaping
our investing skills. By enhancing our quality thinking, a better
informed investment decision can be made. With effective and efficient
implementation of this sound framework, the success will be within our
grasps. This holistic approach will not only ensure the return to be
relatively higher than its associated risk.


Thereafter the investor should realize his profit once its stock price
has hit its intrinsic value and above. Hence, the real profit is made
at the exit point. Cautions must be made that if its stock price moves
downward, the investor must extend its holding time further. Be
mindful that we are not predicting the market trend to make money, but
making money by acquiring bargain stocks.

Cut through the noise

To be able to enjoy such returns, we need to stay focus on our
investing purpose and not let our emotions direct and dictate your
investment decisions. Saying is easy, but it is not easy to put into
practice, that's the reason why it demands discipline to succeed. More
often than not, many investors have been influenced by the market
noise from the surrounding environment and tend to chase after hot
stocks. Never let this noise distract your investing game plan.
Always remember your investing purpose of making money at the point of
investing.

Strong Free Cash Flow

Cash is king. Use free cash flow as a supplementary to its cash flow
statement. As we are fully aware that earnings can be easier to
manipulate compared to cash, our next challenge is to ascertain how
much cash is purely generated from its core operational activity and
how much of it is reinvested to sustain its business growth and
profitability. Again, it stresses on the reinvestment of quality
assets to sustain its core competencies. As such, extra caution must
be focused on acquisition and merger transaction with loan, leaving
its FCF intact, so as to ensure that it is purely for sustaining its
core competencies, and not for other purposes.

Sustainable Business Growth

One of the surest ways to maintain business growth is through
reinvestment of its profit. How much the company should pay out its
earnings as dividends and retains its profit to reinvest in its
business is very much dependent on its return on equity (ROE). It
makes more sense for the company to reinvest its earnings if its ROE
is greater than the market's required rate of return. However, if its
investment opportunities are limited, then it would better to
distribute its earnings rather than reinvest it.

Effective leverage strategy

To obtain a much higher rate of return from its investment, it should
employ collaborative efforts with its strategic partners as
demonstrated by Wal-mart, where it houses its collaborators under one
roof and using its infrastructures to reap the benefits of its huge
size and scale. By doing so, it can further strengthen and enhance the
efficiency of its team members and pass the saving backs to its other
stakeholders.

Company Growth Rates

Since the retention rate plus the dividend payout ratio, which is the
fraction of company's earnings paid out as dividends, equal to 1, if
no bonus share is paid out from the earnings is as follows:-


Earnings Retention Rate = 1 – Dividend Payout Ratio

By illustration, assume that a company distributes 60% of its earnings
as dividends, then its retention rate is 40% and its return on
stockholders’ equity is projected to be 20%, then its

Present Value of Growth for the coming year should be 8% ( 0.4 x 0.2 = 8%).

Mitigating downside risks

In today's fast changing business environment, the strategic risks
become more crucial. This is because these associated risks are much
more vulnerable than before. Eg. Blockbuster and Kodak were wiped off
from the market place. We have, by all intents and purposes to build
in this potential downside by picking those companies’ with sound
insight quality with convincing and compelling financial and
operational ratios. With insightful and invaluable information through
quality research, the downside will be minimized and mitigated.

With this framework and holistic approach, the probability of sound
return is very much higher than its risk. Therefore, the probability
of higher return in relatively low risk framework will favor those who
opted for these quality investing characteristics.

BUCKET CARRIER AND THE PIPE BUILDER IN BRIEF

Some of you may have heard about the Bucket carrier and the pipe builder story.

Basically it is about two good friends who are employed to carry water from the reservoir to the well in the village. One day one of them thought that it was more efficient to build a pipe to transfer the water from the reservoir to the pipe instead of carrying the water in the bucket. He then invited his friend to join him to build the pipe. However, his friend rejected his proposal as he was doing well by carrying a much bigger bucket.

His friend left him no choice but to carry out his plan on his own. Day and night he carried the bucket as well as laid his pipeline. Once, his pipe was completed, he reaped his reward effortlessly while his friend was not able to carry the bucket any longer as he had aged and was weak.

This story give us a good overview of sustainability in our discussion.

OFFICIAL CORPORATE ANNOUNCEMENT

official announcement

Grace to everyone,

Pleased to announce that my joint venture with the renown training provider, Quantum Leap is still in existence despite being diagnosed with the big C.. and undergoing treatment for it.

For more information on this joint venture, please click on the link below:
http://www.quantumleap-seminar.com/?s=James+Oh

My grateful thanks and appreciation to Mr. TK Chan for giving me an opportunity to promote my enterprise through this platform. This also signals the start of a long lasting business relationship and I am indeed privileged to have Mr. Chan as one of my collaborators.

I am indeed blessed to be able to focus on developing new courses to cater for the needs and demands of potential customers. As such, I am seeking more collaborators to help market these training programs. This is a much needed income as I need to generate income to support my family especially my two kids who are currently pursuing tertiary courses.

Grateful if anyone can contact me should there be any interest in my programs.

Cheers and look forward to hearing from you,

With unconditional love,


James Oh

COURSE INTRODUCTION - TRIPLE BOTTOM LINES IN BLUE OCEAN

Course Introduction

Are you stuck in the industry full of players, struggling to swim out from the red ocean? If you do, then this course is suitable for you.
The rapidly changing business landscape has created a proliferation of global trading risks and costs, compounded by keen competitiveness and innovation. Thus, invisible ingredients such as Profit, People, and Planet or Triple Bottom Lines become more evident and important.
There is a need to quickly identify the Strengths, Opportunities, Improvements and Faith (S.O.I.F) to craft your personalised pathway to stand out from the crowd.

The starting point is to have deep understanding of the connectivity and linkage about the triple bottom lines and blue ocean strategy. Use the right tools to approach and assess your situation clearly and work out the appropriate solutions to strategize your situation to achieve sustainable growth.

Learning Outcomes

Deep understanding on how to build blue ocean workable strategies that best suit you or your organisation by focusing on the big picture;
Identify both your key strengths, opportunities, improvements and faith as your appropriate tools;
The myths of Blue Ocean;
Deep understanding of Triple Bottom Lines
Agile to the external changes and responding appropriately to achieve sustainable business growth and long-term profitability;
Craft your own strategic path and plan respectively based on your own S.O.I.F.
Able to detect opportunities and the challenges of your industry together with its insightful information;

Who Should Attend?

Non-financial managers, executives, Team leaders, Supervisors and any personnel who are involved in enhancing value creation from the point of supplies to deliveries

BUSINESS FINANCE FOR NON FINANCIAL PROFESSIONALS

BUSINESS FINANCE FOR NON FINANCIAL PROFESSIONALS

In this Uncertain, Volatile, Complex and Ambiguous business world, there is not only a need to understand financial information, but also to be able to read beyond its facts and figures. As companies strive to sustain its business, sound and appropriate decisions need constantly and consistently to be made to that effect. To play the game well, every player needs to know exactly how to score for their companies.

By equipping themselves with the appropriate financial know how, intelligence, participants are in better position to manage their businesses’ operation in terms of revenues, costs, profits and cash. They, therefore, are empowered to make more effective and wise business decisions.

This workshop will provide basic financial principles and cover generic financial management tools necessary for decision making. Learning is achieved via case studies, brainstorming and stimulation, to reinforce the theory taught.

Participants will also undergo a highly interactive exercises and real life situation which will assist them to experience how transactions are affect the financial statements and what are the key drivers that will lead them to succeed. They will also be taught prepare periodic financial statements via exercise.

Financial statements
• Understand the key components of a financial statements
• Familiarise with the business Finance & Accounting terms
• Apprehend the key underlying accounting concepts used in the preparation of financial statements
• Aware the limitations of Financial Statements
• Quick eye- bird view through 9 pointers

Business Analysis
• Know how to interpret financial statements and
• Analyse the business relationship using the appropriate financial ratios
• What financial statements tell us and what they wouldn’t
• Apply Strategic Thinking to Enhance Business Performance

Cash Operating Cycle
• Understand the cash operating cycle and what affects a company’s cash flow
• Monitor and Manage the cash operating cycle

Costing
• Know the different categories of costs which exist and their implications on costing
• Understand costing concepts, and apply them in making business decisions

Profit versus Cash
• Understand the difference of the impact of the transaction on profit and cash
• Be clear why cash is king!

Warning Signals
• Discover and appreciate what some of the clear warning signals found in financial statements

A WRITE UP OF THE TPL IN BLUE OCEAN

TRIPLE BOTTOM LINES IN BLUE OCEAN

The business world is becoming more challenging and competitive in today's world. Therefore there is an urgent need for company to keep abreast with these fast moving challenges to stay ahead. It is imperative for them to seek ways to enter the uncharted market territory as well as to reach out to potential customers to stay afloat. They would need the appropriate frameworks, mindsets and know-how to be able to sail into the blue ocean. In doing so, they can try to mitigate risk and at the same time increase the odds of success. It is, therefore, crucial to embrace a perspective that will enable the company to challenge long-held assumptions and break through any artificial boundaries that may have been self imposed.

Seminar Objectives
The workshop is designed to provide participants with a clear introduction to those key principles of blue ocean, knowledge, mindset and know-how so as to prepare them to sail into the Blue Ocean.

At the end of the workshop, participants will be able to;

Gain cutting-edge management tools and best practices that enable them to sail in the blue ocean;

Learn how to mitigate risks and increase the odds of success;

Learn the secret of creating a successful and sustainable strategy;

Understand concept of value innovation, the cornerstone of Blue Ocean Strategy/basic tools and methodologies that allow them to identify strategic options that will dramatically increase customer’s utility while achieving lower cost for the company and without affecting the environment issue, if applicable;

earn how to apply the Blue Ocean Strategy in the real businesses environment;

Explore measures to achieve a high and profitable growth through other viable technics, visionary based strategies and tools;

Understand HOTS and cultivate growth mindset to unlock your potentials beyond competition;

Familarise with the 5Rs technics to identify opportunities and overcome the conventional boundaries;

Understand and avoid the Red Ocean’s pitfalls;

Apply visionary based strategic futuring approach broadly together with the Blue Ocean Strategy in particularly and TBL as its overall picture;

Providing insights as to the possibility of creating new markets.

ALL HRDF CONTRIBUTORS

Dear all hrdf contributors,

If you are keen on upgrading your employees' skills and knowledge in financial know how, strategy and sustainability, look no further as I may have the appropriate courses for them. Should you find that the courses are not what you are looking for, I can customise them to suit your needs. My courses are structured in such an integrated way that they help the participants to cultivate and garner the appropriate mindset, culture, visionary based strategies as well as creating a healthy and positive environment so that they can lead the companies to accomplish their visions and expectations.

I assure you that these courses are structured and developed to meet your expectations and needs. If you are keen in any of these courses, I would be most happy to share with you my standard training programs and show you how they can be relevant to your company’s needs and requirements.

I understand that hrdf funds can be used to engage trainers to conduct any in house programs for the benefits of the employees. In doing so, your company would be able to establish good business relationship with your customers
Do feel free to contact me. I would be most happy to be of service to you.
Thank and hope to hear from you soon.

With unconditional love,

TRIPLE BOTTOM LINES IN BLUE OCEAN TRAINING PROGRAM

The Unknown Secret Of Blue Ocean Strategy

Achieving long term growth and profitability is the fundamental goal of every organization, one which is getting harder to achieve as the market place gets increasingly congested with players. In today’s uncertain, complex and volatile world, every organization needs to develop value propositions that are new and compelling. An ability to adopt the appropriate perspective is crucial to this end.
But How To Achieve the long term growth and profitability In Your Business With Triple Bottom Lines in Blue Ocean?


https://my.tiptoptalent.com.my/

2 hours preview on TRIPLE BOTTOM LINES IN BLUE OCEAN

my.tiptoptalent.com.my/james-oh/

MY APPOINTMENT OF RISK MANAGEMENT AND MITIGATION CONSULTANT

my appointment of risk management and mitigation consultant

Grace to everyone,

I am very pleased to announce that I have been appointed to the above post with effective from Mar 9, 2018.

With this appointment, I hope to be able to serve you more effectively and more efficiently by providing you with more competitive rates as well as more adequate coverage. To this effect, I have partnered with one of the leading consultants in this field with more than 30 years experience.

Therefore, I write to offer you free reviews of your existing policies with no obligations and thereafter to advise you accordingly.

Our intention is not only to ensure that you are sufficiently covered but also to maximise your returns.

Should you have any questions regarding your risk management please do not hesitate to call or email me.

With unconditional love,

James Oh

MY SECOND ASSIGNMENTS FOR THE YEAR 2018

Grace to everyone,

It has been almost one year since my last assignment. I am a wee bit excited to stand in front of an audience to conduct the training. I had to postpone my 11th treatment on 8 March to give a preview of my financial literacy course at the Majestic Hotel, KL.

Sometimes groggy as a result of the medication, I still need to prepare the course materials and to prepare myself to speak in public. Somehow or other I managed to deliver my materials to the best of my ability as well as with God's help. I was then scheduled for treatment on 13 March but it had to be postponed again as my platelet level had dropped below the permissible level. Hence it had to be rescheduled to the 20th March, a day after my course preview at the MIA premises.

Therefore on the 19th of March, equipped with all the materials and making myself presentable, I drove to the said premise. I was anxious and at the same time excited to conduct the preview. It went smoothly and the most important part was that I managed to carry it out until the end.

For this, I praise the Lord for giving me the sustenance and the strength to deliver the speech. It turned out to be engaging and delivered to the best of my ability. Thank you so much organiser for having the confidence in me though I have been put off action for quite a while.

I had used a lot of energy and perseverance to try to open the minds of my audience on the importance of creating a blue ocean in order to achieve sustainability in their organisations especially in this globally challenging n competitive world.

I was very happy as I was able to reach a diverse audience from various industries. Here we will able to share and receive know-how from each other. To me, no man is an island and it is important to be able to share ideas and expertise mutually. I hope after this preview, it will provide them a head start and they will be able to implement or modify the ideas to suit their organisation.

Our intention here is to ensure that all can achieve sustainability by managing their resources appropriately and focus on t broad picture through the 3Ps in line with the title of the course.

Once again my thanks to all my esteemed audience and I hope to see all of you at the next training sessions

With unconditional love,

James Oh

CATCH MY LAST ARTICLE IN MONEY COMPASS FOR 2017

Keep moving forward freely

Greetings from Petaling Jaya

How are you? I do have a fruitful week and hope the same for you.

Catch my last published article for the year 2017. Thereafter, I may want to focus on publishing my book, Letting Go and Moving On, second edition and my latest book, Cancer: Fear or Inspiration.

Many thanks to Miss Amy Seok and her staff for giving me a writing spare for her renowned magazine, Money Compass. This is where you may find my articles being published throughout last few years. In fact, I am very happy working with her team to get our work out on time to serve our beloved readers.

Please catch my last article for the year by going to the nearest bookstore to get yourself a copy. Appreciate if you could furnish me your comments once you have read my article. We value your feedback as it serves as our breakfast to success,

Cheers and look forward to hearing from you,

With unconditional love,

James Oh

SEXY FINANCIAL TRAINER ELEVATOR PITCH

Very happy morning 

I am James Oh from "Lift You Up! " I am a professional trainer who have great passion in numbers. 

A sexy financial account is like a sexy lady 

- Huge revenue (put my hand on my chest) 

- small expenses (put my hand on my waist) 

And 

- Big Profit (put my hand at my bump). 

Basically, I help my clients to shape their companies into "Sexy" ones! 

Please refer me to those companies which have such a desire.

Let me be your Sexy Financial Trainer!


in 40 seconds

FOUNDER - LIFT YOU UP PLT

NAME                          JAMES OH
COMPANY                  LIFT YOU UP PLT
CLASSIFICATION     BUSINESS TRAINING SPECIALISE IN FINANCE, STRATEGY & CREATIVE THINKING SKILLS

PREFERRED PERFORMANCE
1. SME COMPANIES THAT CONTRIBUTE HRDF
2. ASSOCIATIONS, INSTITUTES, CLUBS ETC
3. INDIVIDUAL

3- SPEAKER-TED TALK STYLE ON MAY 12, 2017

Though unexpected, I was delighted to receive an invitation to a 3-speaker-TED talk style event last Friday from my Mrs., I proceeded to attend and it turned out to be another fruitful event. See the photo and observe how energetic and passionate these speakers were. 

Deeply delighted to know these people who truly dedicated their Passion in sharing their invaluable knowledge freely. I am touched by their highest virtue of giving without expectation. They just share with intention to make the world a better place.

Three masters are in good combination, that are on Health, Wealth and Transformation which will help me be a complete figure to accomplish my biggest picture of life.

Clarity in mind is crucial important in our lives if we truly desire to accomplish what our lives can offer. Live life healthily, stay wealthy without feeling lack of anything and lastly pursue the journey to be transformed to higher stages of life as we remain clam and in control at all times no matters what.

Though it is not easy, it is possible as long as we believe in it and keep steadfast to it. Never give up and persist to make things happen.

Affirmation through our action and accomplishment will strengthen our faith. Remember always, action triumph in every success. Knowledge without application is powerless. However, it is sad to see that it is very often misquoted as Knowledge is Power. 

Money is not everything in life. In fact, without clarity in mind, there is always a danger that we might be suck into the rat race without any purpose. 

Therefore, I am very fortunate to attend this short talk to stay focus on what I pursue. As such, my mission is to help learners have clarity of mind and fulfill their passionate objectives.

Having say so, we must stay relevant and adapt to the new business landscape so that we can stay as leader in our dominant field. 

Trust you find the above sharing useful and meaningful. 

Cheers and look forward to hearing from you,  

James Oh 

Founder cum Value Creation Specialist 

FINANCE MAVERICK, SPEAKER AND AUTHOR  

http://jamesoh2003.blogspot.my

AWARDED WITH MIPA AFA

Happy day to all of you,

See what I have brought for you awesome people who have driven me to achieve more with less. New title comes with heavier responsibilities to serve.

A Short brief of these two Accounting Bodies as follows:-

Introducing the IPA: Innovation. Partnership. Advancement.

Since our inception in 1923, the IPA has spanned the decades to become the organisation it is today; an innovative organisation focussed on growth for the future based on supporting member needs, providing relevant and quality education, lobbying on important legislative issues and giving you access to specialised products and services tailored to your interests and needs.

Today, over 93 years on, the IPA represents the interests of more than 35,000 members and students in over 80 countries and is ranked in the top professional accounting bodies in the world.

Throughout our history, our approach hasn't changed.  Passionate about supporting the SME/SMP sector, we continue to advocate for the best interests of our members and the small business sector across Australia.  We continue to strive for innovation in everything we do and build on the recognition already gained as one of the top 20 in BRW’s Most innovative companies in Australia list for 2012.

A full member of the International Federation of Accountants, the IPA works to promote the exchange of knowledge and best practice to build relationships across borders and focus on overseas membership expansion, particularly in Malaysia and China, where we also are members of the Confederation of Asia Pacific Accountants (CAPA).

At both a national and international level, we sit on more than 120 forums and continue to carry a strong voice while representing the interests of members and the profession globally.

The IPA ’s focus on education and development has also increased in importance over recent years. We offer a complete development pathway - from certificate level qualifications in Bookkeeping through to a Diploma in Financial Planning, culminating in the pinnacle of the IPA's education program - The Master of Commerce (Public Accounting), delivered in partnership with the University of New England. This provides you with a full postgraduate degree qualification recognised anywhere in the world, equipping you with the skills needed for a successful and prosperous career in the accounting profession.

 

ANOTHER BLESSED MONTH OF MAR 2017

Happy 😊 day, all my dearest friends. 

Further to my official announcement for the third milestones for 2017, I write to reiterate my earlier post that more exciting news is happening. As a result, Lift You Up Plt. was incorporated to undergo all our training division.

Append below please find the digital official name card for our founder. We would not be able to become who we are today without your fervent support. Now, we are negotiating with several parties to collaborate to accelerate our journey together. We shall make the announcement in due course.

For those who have missed my previous milestone announcements. Please take a tour of this blog.

Append below please find the flier for Value Investment, which is just round the corner. For details, please log into the CPE program at MIA website or http://jamesoh2003.blogspot.com if you have not done so.

Alternative, you may sign up for our signature training program, Looking Beyond Financial Statements – Breakthrough with one of our recently new collaborator. We believe this new tie up will enable us to reach out to its overseas branches.

In additional to the above, we are also pleased to announce thus unit has just recently obtained a membership with Maltrade. Hence, it will further enhance our prospect of exporting our services and products to overseas. In future, we will even take more active role in promoting our services and products abroad. We believe activities will lead to productivity. Of course, we are also busy to get out all our promotional stuffs ready as our founder is even going to Cambodia end of the April, 2017.

Please feel free to pass on this post to those you deem they can benefit from our services. Thank you in advance.

More exciting news are in the pipeline.  👀 out and stay tuned.

Trust 2017 will bring more blessings to all of us.

James Oh 

Founder cum Value Creation Specialist

Lift You Up Plt