We visited the National Library on Monday the 1st of October to discuss with Puan Hashimah and her staff on the launching of James Oh book titled Cancer My Wake Up Call. I had not visited the library for at least 2 decades and was very pleasantly surprised that it had expanded with a new headquarters adjoining the National Library. We had arrived at the locked gate of the library and found out that the library was closed to the Public on Monday. James called his contact while I went to ask the guard. The guard told me kindly that the entrance is in front while James was speaking to the staff who was kindly giving instructions on how to get to the car park.
We managed to get the 13th Floor where they guided us into a meeting room and soon the staff arrived as meeting was scheduled at 11 am. Puan Hashimah welcomed us personally and rewarded us with a welcome goody bag containing a mug and details of the library set up. All though our conversation we can sense their welcome to us and kindness was seen as they showed their concern on cancer sufferers and their care givers. They were genuinely hopeful that this book will be a catalyst for can education for all Malaysians and eventually to the world as large as information will eventually be shared on the websites.
We concluded the meeting by noon and I must say I was very impress with the staff' positive attitude and the desire to cooperate to make this launching a successful one. Kudus to Puan Hashimah and her team. Cheers and thank you for being an inspiration to all Malaysians
Loh Lawrence
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Wednesday, October 3, 2018
Tuesday, October 2, 2018
Review - Cancer : My Wake-up Call by Dylon Wong
Review - Cancer : My Wake-up Call
As I go through this book chapter by chapter, it makes my heart beat faster and faster each time as I anticipated James reaction to his battle with his biggest test of his life, the stomach cancer.
I have the privilege to journey with James as a fellow believer in Christ and God had our path crossed by divine appointment from the moment he was well to the time when he was first diagnosed with stomach cancer.
As a body of Christ, the cell group came together to rally our prayers and support for James and his immediate family throughout the surgery, chemotherapy and healing process. It was not easy to see and hear his ups and downs even though we are not the one facing all the trials and tribulations.
If I may visualise what James went through, it would be like a man sitting in a small boat facing a giant Tsunami wave coming his way. He has got an option, either to row away from the raging waves or to steer his boat in the direction of the waves. James has chosen the latter and I believed he did it because he knew that his maker, Jesus is in the same boat together with him all the time. And with that he had nothing to fear, not even the rampaging Tsunami waves!
His testimony of trust and faith in his almighty God will be a great game changer for many who are suffering from cancer. His determination and supernatural strength will be an inspiration to others so that they can also learn what he went through.
At the end, one single statement that I can draw from reading this book “With God, nothing is impossible!” Trust that you will be blessed by reading James’s honest sharing of his life and struggles. James Oh, the young shepherd boy who defeated Goliath the giant soldier with just a sling and a stone.
As I go through this book chapter by chapter, it makes my heart beat faster and faster each time as I anticipated James reaction to his battle with his biggest test of his life, the stomach cancer.
I have the privilege to journey with James as a fellow believer in Christ and God had our path crossed by divine appointment from the moment he was well to the time when he was first diagnosed with stomach cancer.
As a body of Christ, the cell group came together to rally our prayers and support for James and his immediate family throughout the surgery, chemotherapy and healing process. It was not easy to see and hear his ups and downs even though we are not the one facing all the trials and tribulations.
If I may visualise what James went through, it would be like a man sitting in a small boat facing a giant Tsunami wave coming his way. He has got an option, either to row away from the raging waves or to steer his boat in the direction of the waves. James has chosen the latter and I believed he did it because he knew that his maker, Jesus is in the same boat together with him all the time. And with that he had nothing to fear, not even the rampaging Tsunami waves!
His testimony of trust and faith in his almighty God will be a great game changer for many who are suffering from cancer. His determination and supernatural strength will be an inspiration to others so that they can also learn what he went through.
At the end, one single statement that I can draw from reading this book “With God, nothing is impossible!” Trust that you will be blessed by reading James’s honest sharing of his life and struggles. James Oh, the young shepherd boy who defeated Goliath the giant soldier with just a sling and a stone.
Sunday, September 30, 2018
JAMES OF PROFILE - FROM THE PUBLISHER
JAMES OH (BA – Accountancy, LLB – University of London) is a Chartered Accountant (registered with MIA).
He holds a Professional Training certificate with IPMA (UK), and is a PSMB Certified Trainer
James Oh is a well-regarded financial, wealth and mindset specialist with more than 30 years of professional working experience in various trading, construction, aviation, movies investment and distribution industries, both local and international, and in negotiations with the world leading aviation financiers, insurance and reinsurance brokers.
James Oh has held senior specialist, supervisory, managerial and leadership positions with a track record of growing one company from founding to listing on the stock market.
James Oh has been featured in the media several times including in Smart Investor, Financial First, Money Compass, FlyMe360, Property Insight, Corporate Voice Journal (MAICSA), Malaysian Institute of Insurance, Journal of Wealth Planning and Management. As a writer and researcher, he has published eight books, specialising in financial literacy, value creation and thinking skills.
He holds a Professional Training certificate with IPMA (UK), and is a PSMB Certified Trainer
James Oh is a well-regarded financial, wealth and mindset specialist with more than 30 years of professional working experience in various trading, construction, aviation, movies investment and distribution industries, both local and international, and in negotiations with the world leading aviation financiers, insurance and reinsurance brokers.
James Oh has held senior specialist, supervisory, managerial and leadership positions with a track record of growing one company from founding to listing on the stock market.
James Oh has been featured in the media several times including in Smart Investor, Financial First, Money Compass, FlyMe360, Property Insight, Corporate Voice Journal (MAICSA), Malaysian Institute of Insurance, Journal of Wealth Planning and Management. As a writer and researcher, he has published eight books, specialising in financial literacy, value creation and thinking skills.
Saturday, September 15, 2018
NUMBNESS IN MY LIMBS
numbness in my limbs
“Tackling challenges... Challenges are what make life interesting and overcoming them is what makes life meaningful.” Joshua J. Marine
A person may feel numbness in their legs and feet due to sitting in a position that puts too much pressure on the nerves or reduces blood flow.
However this is definitely not the reason why I am suffering from numbness. Mine is the result of the accumulation of toxins as a
result of repeated courses of chemotherapy.
It was indeed a great blessing when Dato introduced me to this acupuncturist. Since June 2018, I have gone for 18 sessions of acupuncture to date. When I mentioned that I look forward to completing my chemotherapy, I was not aware that other side effects would still linger on. Now I am still experiencing numbness and have resorted to acupuncture to try to lessen if not completed healed it. As such now I still subjected to needles pricking me albeit a different set. I am looking forward to the day when I am completely free of needles. I have faith that the Lord will grant me this pleasure soon.
Thank God for giving me the courage to try acupuncture. It has been both amazing and awesome as the treatment has begun to bear results. One glaring improvement that I have noticed is my ability to handle a pair of chopsticks. Before that I could not even hold the chopsticks to eat my noodles but now I have regained that skill though not completely. Thank you very much to the acupuncturist who has been very patient to treat me and has helped to restore the sensory system of my body.
As my numbness decreases, my confidence increases. Now i have no fear of driving. I can drive anywhere with much confidence now. Hence, it does not pose any danger to myself as well as to other motorists. I am also very glad to note that my legs are slowly gaining back the strength. I can stand firmer on the ground than before. Praise the Lord for giving me wisdom to choose the appropriate treatment.
Life is full of challenges but every issue has a solution. Have faith and have the courage to step out even in the midst of the storm.
Everything will work out fine if you have the patience and faith. Never give up. Get up from where you fall and start again. The choice is yours; to win or to fall.
“Tackling challenges... Challenges are what make life interesting and overcoming them is what makes life meaningful.” Joshua J. Marine
A person may feel numbness in their legs and feet due to sitting in a position that puts too much pressure on the nerves or reduces blood flow.
However this is definitely not the reason why I am suffering from numbness. Mine is the result of the accumulation of toxins as a
result of repeated courses of chemotherapy.
It was indeed a great blessing when Dato introduced me to this acupuncturist. Since June 2018, I have gone for 18 sessions of acupuncture to date. When I mentioned that I look forward to completing my chemotherapy, I was not aware that other side effects would still linger on. Now I am still experiencing numbness and have resorted to acupuncture to try to lessen if not completed healed it. As such now I still subjected to needles pricking me albeit a different set. I am looking forward to the day when I am completely free of needles. I have faith that the Lord will grant me this pleasure soon.
Thank God for giving me the courage to try acupuncture. It has been both amazing and awesome as the treatment has begun to bear results. One glaring improvement that I have noticed is my ability to handle a pair of chopsticks. Before that I could not even hold the chopsticks to eat my noodles but now I have regained that skill though not completely. Thank you very much to the acupuncturist who has been very patient to treat me and has helped to restore the sensory system of my body.
As my numbness decreases, my confidence increases. Now i have no fear of driving. I can drive anywhere with much confidence now. Hence, it does not pose any danger to myself as well as to other motorists. I am also very glad to note that my legs are slowly gaining back the strength. I can stand firmer on the ground than before. Praise the Lord for giving me wisdom to choose the appropriate treatment.
Life is full of challenges but every issue has a solution. Have faith and have the courage to step out even in the midst of the storm.
Everything will work out fine if you have the patience and faith. Never give up. Get up from where you fall and start again. The choice is yours; to win or to fall.
Friday, September 14, 2018
BOOK REVIEW BY T SANMUGA
"Everyone faces their trials and tribulations differently - few, if any, have had the strength and determination that James Oh took on in his fight against cancer.
Reading about his experience is both humbling and inspiring. One's faith in the human spirit is renewed upon learning about what he went through. There definitely is a lot left in James to come." T Sanmuga, Managing Editor,
Reading about his experience is both humbling and inspiring. One's faith in the human spirit is renewed upon learning about what he went through. There definitely is a lot left in James to come." T Sanmuga, Managing Editor,
Wednesday, September 12, 2018
Cancer : My Wake Up Call
As I reflect after completing 12 courses of chemotherapy, I realised that being infected with Cancer has given me a rude awakening. It will serve as a wake up call for me not to take everything for granted. It has also brought me closer to God and has strengthened my faith towards Him.
I now have God walking beside me and clearing the path for me. There is no Fear, Doubts and Bondages in my heart anymore as He will cleanse all these impurities from my heart. His grace and mercy that He has bestowed on me is sufficient for me to overcome all these endless challenges. This adversity has renewed my ties with God.
I am very grateful to Him for giving me a second chance to live and I must assure Him that I will serve as a role model to others as well as to live my life harmoniously, happily and healthily.
I must also make sure that everything I do must glorify His name. I must be worthy of His faith in me. Amen.
As I reflect after completing 12 courses of chemotherapy, I realised that being infected with Cancer has given me a rude awakening. It will serve as a wake up call for me not to take everything for granted. It has also brought me closer to God and has strengthened my faith towards Him.
I now have God walking beside me and clearing the path for me. There is no Fear, Doubts and Bondages in my heart anymore as He will cleanse all these impurities from my heart. His grace and mercy that He has bestowed on me is sufficient for me to overcome all these endless challenges. This adversity has renewed my ties with God.
I am very grateful to Him for giving me a second chance to live and I must assure Him that I will serve as a role model to others as well as to live my life harmoniously, happily and healthily.
I must also make sure that everything I do must glorify His name. I must be worthy of His faith in me. Amen.
Tuesday, September 11, 2018
OUR SPECIALIST TEAM
It is my pleasure to be a team member of profound training Organization.
Let's congratulate our James Oh for a happy recovery and let's thank him for all his inspirational stories to remind us of *health is indeed wealth*!
*UPDATES!*
Below is *Quantum Leap Technogy Plt trainers' team...the *BESTEST* in the industry...😁
1 TK Chan *TTT#1812*
2 Mitra Chong *TTT#4954*
3 Dr Timothy Law *TTT#0969*
4 James Oh *EMP#1407*
5 Jade Lim *TTT#3244*
6 Hilson Yeap *TTT#2879*
7 Navin Rao *TTT# 10286*
8 Jack Tan *TTT#10058*
9 Ravindran Chelliah *EMP#0927*
10 Brien Lee *TTT#5979*
11 Ron Leong *TTT#1253*
Let's congratulate our James Oh for a happy recovery and let's thank him for all his inspirational stories to remind us of *health is indeed wealth*!
*UPDATES!*
Below is *Quantum Leap Technogy Plt trainers' team...the *BESTEST* in the industry...😁
1 TK Chan *TTT#1812*
2 Mitra Chong *TTT#4954*
3 Dr Timothy Law *TTT#0969*
4 James Oh *EMP#1407*
5 Jade Lim *TTT#3244*
6 Hilson Yeap *TTT#2879*
7 Navin Rao *TTT# 10286*
8 Jack Tan *TTT#10058*
9 Ravindran Chelliah *EMP#0927*
10 Brien Lee *TTT#5979*
11 Ron Leong *TTT#1253*
Monday, September 10, 2018
THE UNDERLYING MEANING OF SEPTEMBER
*SEPTEMBER*
*S -Speak The Word Of Faith*
*E -Enter His Gates With Thanksgiving*
*P -Prayer Without Ceasing*
*T -Trust In The Lord*
*E -Exalt His Name Forever*
*M -Magnify The Lord*
*B -Believe In His Promises*
*E -Expect To Receive*
*R -Rest In His Assurance Of Victory*
Have A Blessed September
Wow ! I found a lot of truth in the above. Praise The Lord.
While I was recovering from cancer, I found many areas of my life where I can look to God to lighten and enhance my journey. I found to my joy that I can depend on Him especially in this lesson where he taught Paul, "My grace is sufficient for you, for my power is made perfect in [your] weakness” (2 Corinthians 12:9).
Now I have a better understanding of this verse and I hope that my soon to be published book, Cancer : my walk Up Call, will enrich and inspire every reader. Praise The Lord.
*S -Speak The Word Of Faith*
*E -Enter His Gates With Thanksgiving*
*P -Prayer Without Ceasing*
*T -Trust In The Lord*
*E -Exalt His Name Forever*
*M -Magnify The Lord*
*B -Believe In His Promises*
*E -Expect To Receive*
*R -Rest In His Assurance Of Victory*
Have A Blessed September
Wow ! I found a lot of truth in the above. Praise The Lord.
While I was recovering from cancer, I found many areas of my life where I can look to God to lighten and enhance my journey. I found to my joy that I can depend on Him especially in this lesson where he taught Paul, "My grace is sufficient for you, for my power is made perfect in [your] weakness” (2 Corinthians 12:9).
Now I have a better understanding of this verse and I hope that my soon to be published book, Cancer : my walk Up Call, will enrich and inspire every reader. Praise The Lord.
Saturday, September 8, 2018
TESTIMONY FROM KC SEE
“I know James Oh as my student for the Certified Trainers Program. He has a zest for life that would be inspirational for many others. This book shows how he overcome personal challenges to continue to retain that enthusiasm and that spirit. I am sure that anyone reading will learn from his journey. If I have to give my children another book- this would be the book. James’ book is his gift to the world." KC See, Founder- MasteryAsia
Friday, September 7, 2018
ONER STEP CLOSER TO MY SON'S DREAM
Hi everyone,
I have some good news to share. My second son who will be leaving soon to complete education even thought he has applied under the normal track. Praise The Lord. The stress and anxiety is finally over as he can utilise his air ticket which was bought during the travel fair. I am so happy for my son as he can realise his dream soon. All the best, my dearest son.
Take care and study smart. The whole family is behind you giving you whatever support you need. Adios my son, we will see you next year to celebrate your convocation.
Thank you to everyone who has helped to make my son’s dream one step closer to reality. Dream on everyone for without dreams nothing can be achieved.
As a father I am both happy and proud to see my children achieve success. I would also like to urge other parents to always support and encourage your children to cultivate their passion and pursue their dreams.
Finally I like to wish everyone all the best and dream on. Let your passion fuel you working toward your dream and never underestimate the power of your dream. It has proven that all our human invention is driven by dream.
As a father of the family, l need to inspire and up lift my team members to unleash their individual potential. Every matured adult must take full responsibility of their own actions, but not simply adopting blaming culture
I have some good news to share. My second son who will be leaving soon to complete education even thought he has applied under the normal track. Praise The Lord. The stress and anxiety is finally over as he can utilise his air ticket which was bought during the travel fair. I am so happy for my son as he can realise his dream soon. All the best, my dearest son.
Take care and study smart. The whole family is behind you giving you whatever support you need. Adios my son, we will see you next year to celebrate your convocation.
Thank you to everyone who has helped to make my son’s dream one step closer to reality. Dream on everyone for without dreams nothing can be achieved.
As a father I am both happy and proud to see my children achieve success. I would also like to urge other parents to always support and encourage your children to cultivate their passion and pursue their dreams.
Finally I like to wish everyone all the best and dream on. Let your passion fuel you working toward your dream and never underestimate the power of your dream. It has proven that all our human invention is driven by dream.
As a father of the family, l need to inspire and up lift my team members to unleash their individual potential. Every matured adult must take full responsibility of their own actions, but not simply adopting blaming culture
Thursday, September 6, 2018
BEAUTIFUL AND BALD EVENT
Hi! everyone,
Can you imagine how I would look like if I was bald?
I believe I would look handsome. So I had registered myself for this event. As a cancer survivor I am obliged to contribute. Oh yes the event will be held on Oct 6 2018. It is organised by Khind, a company specialising in household appliances.
I need to collect donation of Rm 100 for my pledge card. Hope you all can help me on that. Thank you very much,
James Oh
Can you imagine how I would look like if I was bald?
I believe I would look handsome. So I had registered myself for this event. As a cancer survivor I am obliged to contribute. Oh yes the event will be held on Oct 6 2018. It is organised by Khind, a company specialising in household appliances.
I need to collect donation of Rm 100 for my pledge card. Hope you all can help me on that. Thank you very much,
James Oh
Wednesday, September 5, 2018
CANCER IS SO LIMITED
Cancer is so limited…
It cannot cripple love.
It cannot shatter hope.
It cannot corrode faith.
It cannot destroy peace.
It cannot kill friendship.
It cannot suppress memories.
It cannot silence courage.
It cannot invade the soul.
It cannot steal eternal life.
It cannot conquer the spirit.
It cannot lessen the power of the resurrection.
-Unknown Author
It cannot cripple love.
It cannot shatter hope.
It cannot corrode faith.
It cannot destroy peace.
It cannot kill friendship.
It cannot suppress memories.
It cannot silence courage.
It cannot invade the soul.
It cannot steal eternal life.
It cannot conquer the spirit.
It cannot lessen the power of the resurrection.
-Unknown Author
Tuesday, September 4, 2018
ACKNOWLEDGMENT FOR MY LATEST BOOK, CANCER - MY WAKE UP CALL
ACKNOWLEDGMENT
Here I would like to take this opportunity to thank everyone who has helped me in one way or another in getting this book published.
Obviously this book is dedicated to my late father who had given me abundant freedom, and to my mother who has taught me love and kindness, other kind people who have touched, transformed and impacted my life significantly. Every book is a dream, whether big or small; short or long; obvious or hidden, before it becomes a reality.
Special thanks to Lawrence Loh, my long-time friend, who had lent his endless support from the beginning when the idea of writing was conceived at one of our meetings a couple of years ago when he said, “Let us do it.” Since then, I started to write and finally compiled them into books. This is my latest work and written to divert my mind from the side effects of chemotherapy.
Thanks to Doris Neo for allowing me to use her painting on my book cover.
Thanks also to those who have given support and endorsement of this book.
I would like to thank my sister for editing this work. I am grateful for her services.
Clinton Oh, my son, for his wonderful, brilliant and creative design work.
Finally, nothing would have been possible without the deep understanding and loving support from my family, especially my wife, Jennifer.
I must say that you all formed part of this Dream Team that had made this book a reality. I treasure each and everyone, every fan or reader for reading as well as sharing this book with those you care for, concern with and love dearly. Again, thank you so much for reading my work. Without you, I cannot fulfill my life purpose.
In line with the custom of saving the best for the final part, I hereby acknowledge and honour the presence of the Higher Being from whom I have received abundant gifts and enlightened insights.
Lastly I would like to apologise to those whose names I may have left out. I assure you that it was done unintentionally and not on purpose.
All my love
James Oh
MY IMPORTANT DATE
There are a few dates that will always remain in my memory. July 18, 2018 is one of them. Why do I consider this date important? This is the day when Hospis officially informed me that they have removed me from their mobile service as they were very satisfied with my progress in battling the big C... I had completed my chemotherapy and I was coping well.
I thank them wholeheartedly from the bottom of my heart for their unwavering commitment to nurture and care for not only me but all the C... patients who needed them. I would also like to express my gratitude to the doctors, nurses and all hospital staff who have bestowed their skills and knowledge in helping me through this journey. Without all these wonderful people my journey would not have been that smooth. I must also congratulate them on the top notch services that they have rendered especially in times of urgency.
The tender and loving care rendered to me when I was suffering from the horrendous side effects of the chemotherapy which made me throw up continuously and at a time when I wished that the earth will swallow me so that I can escape from the torments. Thank you for your speedy action to my call for help. It will forever be etched in my memories.
Cheers,
James Oh
I thank them wholeheartedly from the bottom of my heart for their unwavering commitment to nurture and care for not only me but all the C... patients who needed them. I would also like to express my gratitude to the doctors, nurses and all hospital staff who have bestowed their skills and knowledge in helping me through this journey. Without all these wonderful people my journey would not have been that smooth. I must also congratulate them on the top notch services that they have rendered especially in times of urgency.
The tender and loving care rendered to me when I was suffering from the horrendous side effects of the chemotherapy which made me throw up continuously and at a time when I wished that the earth will swallow me so that I can escape from the torments. Thank you for your speedy action to my call for help. It will forever be etched in my memories.
Cheers,
James Oh
Friday, August 31, 2018
PROFILE OF JAMES OH AS AT AUGUST 2018




JAMES OH
Chartered Accountant (registered with Malaysia Institute of Accountants), BA (Accountancy)
LLB – University of London (UK)
Certified Professional Trainer with IPMA (UK), PSMB Certified Trainer
Competent Communicator with Toastmaster International.
James Oh comes to you as a financial, wealth and mindset specialist. He is an avid thinker, mind-explorer, leader and intensive researcher with more than 30 years of professional working experience in various industries such as trading, construction, aviation, movies investment and distribution. He is richly exposed to both local and international businesses, especially in the negotiations with the world leading aviation financiers, insurance and reinsurance brokers.
In the course of his practice, James had held senior specialist, supervisory, managerial and leadership positions by providing success oriented strategic and operational plans to nurture the companies that he had served. His track record includes nurturing a growing company with its founder and obtained a listing for the company on the stock market. He also helped turn the company around when it was badly hit by the Asian Financial Crisis in 1996-1997.
James has been featured in numerous media several times. The media include top investment magazine i.e. Smart Investor Magazine, Financial First, Money Compass, Homefinder, FlyMe360, Property Insight, Corporate Voice Journal (MAICSA), Malaysian Institute of Insurance, Journal of Wealth Planning and Management. His articles have been selected and published for the consecutive year in Mira's limited copies of investment supplements for 2016 & 2017. As a writer and researcher, he has also published eight books, specialising in financial literacy, value creation and thinking skills. He has sold his books both locally and internationally through E-Sentral, Smashwords, and Lulu.com.
James is a leading authority in the area of business strategy, sustainable growth and innovation.
TESTIMONIAL FROM LESLEY BYRNE MARCOVICH, PRESIDENT AT BIOGRAPHY TIMELINER
"The most powerful influencers are those who inspire others through their own sunny days and violent storms ... You are one of those influencers , James." Lesley Byrne Marcovich. President at Biography Timeliner
Thursday, August 30, 2018
ABOUT JAMES OH
ABOUT JAMES OH
Chess King was born on February 25,1961- a tiny baby with a weight of 4 lb. 4 oz. He was small and many of his relatives who visited him at that time thought that he might not survive. He was a fighter even as a baby and he managed to overcome his weight in just a month.
He was very interested in chess and his talent and enthusiasm was spotted by his class teacher, Mr. Ho, who was also the school’s trainer. With his training, he represented his school in both the individual and team events in the Majlis Pertandingan Pulau Pinang, under 12 chess competition. He then focused his attention on his education graduating with a degree in Accountancy and worked as an Accountant. He was subsequently promoted as the financial controller.
As a strategic business partner, he had helped the founder cum C.E.O to grow the private limited company to a publicly listed company in the Kuala Lumpur Stock Exchange. He also worked closely with his team to turn around the company when it was hit by the ASEAN Financial crisis in 1996-7.
However, he met with another challenge when he failed to obtain justice for his stillborn son. It was the turning point in his life when he embraced God and developed the spiritual strength to overcome his depression, as reflected in his book, Letting Go and Moving Go, after his first book, Better Than The Best.
In his mid-fifties, another challenge surfaced when he was diagnosed with Stage 3 stomach cancer. He had to undergo surgery to remove 60% of his stomach and underwent chemotherapy. At the moment his main aim is to remain healthy and he hopes to share his journey to everyone through writing.
Chess King is currently working as a Value Creation Specialist by crafting his personalised path as an Author, Trainer and Entrepreneur specialising in Financial Literacy, Wealth Creation and Thinking Skills.
From a deeply desperate cancer patient seeking treatment to an enthusiastic warrior thriving for a purpose filled life, he took the brave and bold step to share his journey publicly and regularly with the intention of uplifting others through writing.
He is able to do so because he has faith in God.
He has to date self-published eight E-books specialising in Finance literacy, Wealth creation and Thinking Skill. They can be reviewed or purchased from Smashwords, at https://www.smashwords.com/ interview/jamesoh2003.
His articles have been published and republished in more than ten magazines and journals, both online and offline.
Chess King was born on February 25,1961- a tiny baby with a weight of 4 lb. 4 oz. He was small and many of his relatives who visited him at that time thought that he might not survive. He was a fighter even as a baby and he managed to overcome his weight in just a month.
He was very interested in chess and his talent and enthusiasm was spotted by his class teacher, Mr. Ho, who was also the school’s trainer. With his training, he represented his school in both the individual and team events in the Majlis Pertandingan Pulau Pinang, under 12 chess competition. He then focused his attention on his education graduating with a degree in Accountancy and worked as an Accountant. He was subsequently promoted as the financial controller.
As a strategic business partner, he had helped the founder cum C.E.O to grow the private limited company to a publicly listed company in the Kuala Lumpur Stock Exchange. He also worked closely with his team to turn around the company when it was hit by the ASEAN Financial crisis in 1996-7.
However, he met with another challenge when he failed to obtain justice for his stillborn son. It was the turning point in his life when he embraced God and developed the spiritual strength to overcome his depression, as reflected in his book, Letting Go and Moving Go, after his first book, Better Than The Best.
In his mid-fifties, another challenge surfaced when he was diagnosed with Stage 3 stomach cancer. He had to undergo surgery to remove 60% of his stomach and underwent chemotherapy. At the moment his main aim is to remain healthy and he hopes to share his journey to everyone through writing.
Chess King is currently working as a Value Creation Specialist by crafting his personalised path as an Author, Trainer and Entrepreneur specialising in Financial Literacy, Wealth Creation and Thinking Skills.
From a deeply desperate cancer patient seeking treatment to an enthusiastic warrior thriving for a purpose filled life, he took the brave and bold step to share his journey publicly and regularly with the intention of uplifting others through writing.
He is able to do so because he has faith in God.
He has to date self-published eight E-books specialising in Finance literacy, Wealth creation and Thinking Skill. They can be reviewed or purchased from Smashwords, at https://www.smashwords.com/ interview/jamesoh2003.
His articles have been published and republished in more than ten magazines and journals, both online and offline.
Friday, August 24, 2018
NOT CANCER BUT CAN-SIR
Dear everyone,
Please voice out your view on the above title:-
1. What is your view of using the above title for my book?
2. What will come to your mind?
3. Will it capture your attention?
Thanks and look forward to hearing from you,
James Oh
Please voice out your view on the above title:-
1. What is your view of using the above title for my book?
2. What will come to your mind?
3. Will it capture your attention?
Thanks and look forward to hearing from you,
James Oh
Friday, August 17, 2018
LOOKING BEYOND FINANCIAL STATEMENTS - AN INVESTOR'S PERSPECTIVE
LOOKING BEYOND FINANCIAL STATEMENTS – AN INVESTOR’S PERSPECTIVE
In today’s highly competitive and inflationary but low-interest environment, we are not only compelled to invest our money wisely to get much higher returns than the rate of inflation, but we also need to perform exceptionally well to cope with the fast-paced economy. Otherwise, financial freedom will not be within our reach.
Stocks investment is very widely used tools, growing on an unprecedented scale and still growing despite already forming one of the major investments in nay economy. To reap the maximum return, investors are going great lengths to create cleverly strategies such as "Japanese cloud" formations and "economic surprise" indicators. However, no methodology seems to work all the time.
VALUE INVESTING
Contrary to speculation, there is one strategy that absolutely never fails to boost returns, and is often overlooked: value investing. The concept of value investing appeals to those who are relatively conservative and persons who prefer making decisions on analysis of the basic financial strength of a company, coupled with a search for bargain priced shares. This profound investment strategy requires discipline and patience. It will reward such investors consistently. It is a valuation technique, a technical strategy, or a way to predict funds that will outperform the market.
RESEARCH, RESEARCH, RESEARCH
The saying “past performance can’t be a guarantee of future performance” may sound familiar to some of you. It holds true even in today’s market. The future is hard to predict. Seeking investments conforming to assumptions or projection about the future without considering the basic facts about a company’s strength or growth potential is unwise. Fundamentals are king. Past performance can still be a good indicator that reflects the quality of a company’s management. Financial health is equally important to serve as a foundation rock to assist the company to endure through tough times and grow further. Research, research and research is important to uncover those stocks that trade below their fair price and have great potential. So, financial literacy can’t be viewed as a “spare wheel”, it must be viewed as a “steering wheel” instead.
BACK TO BASICS
As such, finance literacy is critically important in helping the investors to make better informed decision regarding their investment. It is not just business acumen. It forms a small fraction of the business yet it is significant, just like the rudder that navigates a plane and a ship. To a great mind, nothing is too little. By mastering the rudder, you are able to assess its financial health correctly, comfortably and confidently especially in regards to an adequately capitalized company and its free cash flow.
FREE CASH FLOW
What is free cash flow? It tells an investor how much actual cash a company is left with after any capital investments. For instance, companies that have high debt/equity numbers, especially in an industry facing tough times, this naturally could be one of your first signs that a company is getting over its head in debt.
DO YOUR HOMEWORK
Read and understand annual reports carefully and assess how management addresses those critical areas arising from external changes that significantly affect companies. What is the quality of the assets that have been invested to build or strengthen their competitiveness? What compensation plans have been put in place to retain key and talented personnel? That’s the main reason why we need to look beyond financial statements to weed out those potential growth stocks that are trading fairly lower than their intrinsic value. By looking at the bigger picture of the business such as its competitive position, product or service trends and economic and technological forces that affect its future value, you are able to select those appropriate stocks for investment. This is because the management serves as the brain of the company, which will respond to the endless changing environment and navigate the company to the next level of success.
Value investors focus on individual company, review its history of growth, and corporate announcements and news inside out, conduct field work and raise material questions during the annual general meeting and extra-ordinary meeting if appropriate. You need to gather those findings prior to the determination of its fair value that meets your selected criteria. It sounds simple and logical, yet it is not easy. Once the true value of a company has been determined, the value investors will look for a buying opportunity. This means they will buy stock in a target company only if they can execute an order below the fair value price.
The question arises whether such bargain arises in the market. Such stocks are in existence even in the efficient price market when their potentials are unnoticed. You need insightful information to make accurate assessment of their fair value.
WHY LOOKING BEYOND FINANCIAL STATEMENTS
Many investors claimed that they are long-term investors, but how many of us truly are? How many of us are really unshaken by a market nosedive or a threatening global event? The stock market is a psychological conundrum, and we're all vulnerable to its clever head fakes. Perhaps we need to learn and master more of our mind faculties to overcome such fear before we invest. Short-term market trends are extremely chaotic and choppy. The good news is that long-term trends rely on the fundamentals.
We should cultivate discipline to be better skilled investor. We should act contradictory to other investors accumulating those bargains stocks after downside panics, hold on while the market climbs and rebalance back to our asset allocation when everyone is bragging about their gains.
You need the “know how” to stay ahead. Have you ever wondered what intelligent approach or sound reasoning you possess before you buy that particular stock? Or is your decision just purely based on a simplistic indicator? For example, a company is about to secure a new project or is going to benefit from new legislation. However, under the value investing approach, you need to have control when you apply the rules. You will seek the answers to the following profound questions before you act:-
a. is the stock currently traded under its fair value?
b. what criteria determine this conclusion about valuation?
c. is the company dominant in its industry?
d. what is its recent price history?
In the long term, stock prices tend to move in line with the company earnings. It’s really that simple. Look to a company’s past earnings trends and determine whether those trends will likely continue into the future. Value investors need to track earnings and not on many lists of “stock to buy.” The rationale of doing so is probably undervalued and the cyclical nature of this sector will come around again.
Excellent reputations for quality of management, products and competition are key ingredients for a value investment. A value company is most likely to have a strong domination in the industry. Always remember bargains show up in the market all the time because of the short-term irrationality of buyers and sellers.
Even during the market downturns, value stocks tend to perform better than average, either declining less than average or even rising. In 2008, one of the worst years on US record, McDonalds rose in value while nearly other stocks prices declined.
This does not mean that value stocks are exempt from price declines. However, well selected value stocks do tend to outperform the market as a whole over the long term. A second source of returns on a portfolio, apart from price appreciation, is dividend income. This may not be for those who desire fast growing stocks. Value investors can make the most of dividend yield by reinvesting dividends in purchase of additional shares rather than taking payments in cash. The value investor is most probably more conservative and concerned with volatility than the growth investors.
Hence, it is safe to conclude that to invest intelligently and wisely, one needs to look beyond the financial statements to make better informed investment decisions. With financial mastery coupled with insight knowledge and appropriate mindset, the chance of succeeding in investment is definitely relatively much higher. To save in the bank and earning its fixed deposit’s rate is definitely a loser. This is because the interest rate is much lower than the real inflation’s rate.
INVESTMENT STRATEGY
As such, every investor needs to develop a series of strategies for investing. An investment strategy is a set of rules, behaviors or procedures, designed to guide an investor's selection of an investment portfolio. Usually the strategy will be designed around the investor's risk-return tradeoff. Some investors will prefer to maximize expected returns by investing in risky assets, others will prefer to minimize risk, but most will select a strategy somewhere in between.
At the end of day, every investor wants to make a profit. But without an investment strategy, how do you know which stocks to buy and which are too risky? How long will you hold stocks?
To ensure that you achieve your goals with much certainty and consistency, looking beyond financial statements is unavoidable. Always begin with a strategy and vision, end with model and analytical insights. Stay focused on the big picture without losing the details by measuring, monitoring, managing them effectively and closely in line with the saying, “you can’t manage what you don’t measure.”
Uncovering the realities that lie behind the data is what business analytics is all about. You need to use your mental faculties to recognize those competitive edges, usually hidden to the casual observer, in those companies you have invested in.
CONCLUSION
In summary, by mastering investment skills, you are able to handle your own investment with full accountability and commitment. As Albert Einstein said, “The whole science is a refinement of everyday thinking.” This is because a man world is a projection of his mind. When your mind is weak, you see problem. When your mind is balanced, you see the challenge. When your mind is strong, you see the opportunity. So this sound, sane and solid principle is also applies to investment as well.
In today’s highly competitive and inflationary but low-interest environment, we are not only compelled to invest our money wisely to get much higher returns than the rate of inflation, but we also need to perform exceptionally well to cope with the fast-paced economy. Otherwise, financial freedom will not be within our reach.
Stocks investment is very widely used tools, growing on an unprecedented scale and still growing despite already forming one of the major investments in nay economy. To reap the maximum return, investors are going great lengths to create cleverly strategies such as "Japanese cloud" formations and "economic surprise" indicators. However, no methodology seems to work all the time.
VALUE INVESTING
Contrary to speculation, there is one strategy that absolutely never fails to boost returns, and is often overlooked: value investing. The concept of value investing appeals to those who are relatively conservative and persons who prefer making decisions on analysis of the basic financial strength of a company, coupled with a search for bargain priced shares. This profound investment strategy requires discipline and patience. It will reward such investors consistently. It is a valuation technique, a technical strategy, or a way to predict funds that will outperform the market.
RESEARCH, RESEARCH, RESEARCH
The saying “past performance can’t be a guarantee of future performance” may sound familiar to some of you. It holds true even in today’s market. The future is hard to predict. Seeking investments conforming to assumptions or projection about the future without considering the basic facts about a company’s strength or growth potential is unwise. Fundamentals are king. Past performance can still be a good indicator that reflects the quality of a company’s management. Financial health is equally important to serve as a foundation rock to assist the company to endure through tough times and grow further. Research, research and research is important to uncover those stocks that trade below their fair price and have great potential. So, financial literacy can’t be viewed as a “spare wheel”, it must be viewed as a “steering wheel” instead.
BACK TO BASICS
As such, finance literacy is critically important in helping the investors to make better informed decision regarding their investment. It is not just business acumen. It forms a small fraction of the business yet it is significant, just like the rudder that navigates a plane and a ship. To a great mind, nothing is too little. By mastering the rudder, you are able to assess its financial health correctly, comfortably and confidently especially in regards to an adequately capitalized company and its free cash flow.
FREE CASH FLOW
What is free cash flow? It tells an investor how much actual cash a company is left with after any capital investments. For instance, companies that have high debt/equity numbers, especially in an industry facing tough times, this naturally could be one of your first signs that a company is getting over its head in debt.
DO YOUR HOMEWORK
Read and understand annual reports carefully and assess how management addresses those critical areas arising from external changes that significantly affect companies. What is the quality of the assets that have been invested to build or strengthen their competitiveness? What compensation plans have been put in place to retain key and talented personnel? That’s the main reason why we need to look beyond financial statements to weed out those potential growth stocks that are trading fairly lower than their intrinsic value. By looking at the bigger picture of the business such as its competitive position, product or service trends and economic and technological forces that affect its future value, you are able to select those appropriate stocks for investment. This is because the management serves as the brain of the company, which will respond to the endless changing environment and navigate the company to the next level of success.
Value investors focus on individual company, review its history of growth, and corporate announcements and news inside out, conduct field work and raise material questions during the annual general meeting and extra-ordinary meeting if appropriate. You need to gather those findings prior to the determination of its fair value that meets your selected criteria. It sounds simple and logical, yet it is not easy. Once the true value of a company has been determined, the value investors will look for a buying opportunity. This means they will buy stock in a target company only if they can execute an order below the fair value price.
The question arises whether such bargain arises in the market. Such stocks are in existence even in the efficient price market when their potentials are unnoticed. You need insightful information to make accurate assessment of their fair value.
WHY LOOKING BEYOND FINANCIAL STATEMENTS
Many investors claimed that they are long-term investors, but how many of us truly are? How many of us are really unshaken by a market nosedive or a threatening global event? The stock market is a psychological conundrum, and we're all vulnerable to its clever head fakes. Perhaps we need to learn and master more of our mind faculties to overcome such fear before we invest. Short-term market trends are extremely chaotic and choppy. The good news is that long-term trends rely on the fundamentals.
We should cultivate discipline to be better skilled investor. We should act contradictory to other investors accumulating those bargains stocks after downside panics, hold on while the market climbs and rebalance back to our asset allocation when everyone is bragging about their gains.
You need the “know how” to stay ahead. Have you ever wondered what intelligent approach or sound reasoning you possess before you buy that particular stock? Or is your decision just purely based on a simplistic indicator? For example, a company is about to secure a new project or is going to benefit from new legislation. However, under the value investing approach, you need to have control when you apply the rules. You will seek the answers to the following profound questions before you act:-
a. is the stock currently traded under its fair value?
b. what criteria determine this conclusion about valuation?
c. is the company dominant in its industry?
d. what is its recent price history?
In the long term, stock prices tend to move in line with the company earnings. It’s really that simple. Look to a company’s past earnings trends and determine whether those trends will likely continue into the future. Value investors need to track earnings and not on many lists of “stock to buy.” The rationale of doing so is probably undervalued and the cyclical nature of this sector will come around again.
Excellent reputations for quality of management, products and competition are key ingredients for a value investment. A value company is most likely to have a strong domination in the industry. Always remember bargains show up in the market all the time because of the short-term irrationality of buyers and sellers.
Even during the market downturns, value stocks tend to perform better than average, either declining less than average or even rising. In 2008, one of the worst years on US record, McDonalds rose in value while nearly other stocks prices declined.
This does not mean that value stocks are exempt from price declines. However, well selected value stocks do tend to outperform the market as a whole over the long term. A second source of returns on a portfolio, apart from price appreciation, is dividend income. This may not be for those who desire fast growing stocks. Value investors can make the most of dividend yield by reinvesting dividends in purchase of additional shares rather than taking payments in cash. The value investor is most probably more conservative and concerned with volatility than the growth investors.
Hence, it is safe to conclude that to invest intelligently and wisely, one needs to look beyond the financial statements to make better informed investment decisions. With financial mastery coupled with insight knowledge and appropriate mindset, the chance of succeeding in investment is definitely relatively much higher. To save in the bank and earning its fixed deposit’s rate is definitely a loser. This is because the interest rate is much lower than the real inflation’s rate.
INVESTMENT STRATEGY
As such, every investor needs to develop a series of strategies for investing. An investment strategy is a set of rules, behaviors or procedures, designed to guide an investor's selection of an investment portfolio. Usually the strategy will be designed around the investor's risk-return tradeoff. Some investors will prefer to maximize expected returns by investing in risky assets, others will prefer to minimize risk, but most will select a strategy somewhere in between.
At the end of day, every investor wants to make a profit. But without an investment strategy, how do you know which stocks to buy and which are too risky? How long will you hold stocks?
To ensure that you achieve your goals with much certainty and consistency, looking beyond financial statements is unavoidable. Always begin with a strategy and vision, end with model and analytical insights. Stay focused on the big picture without losing the details by measuring, monitoring, managing them effectively and closely in line with the saying, “you can’t manage what you don’t measure.”
Uncovering the realities that lie behind the data is what business analytics is all about. You need to use your mental faculties to recognize those competitive edges, usually hidden to the casual observer, in those companies you have invested in.
CONCLUSION
In summary, by mastering investment skills, you are able to handle your own investment with full accountability and commitment. As Albert Einstein said, “The whole science is a refinement of everyday thinking.” This is because a man world is a projection of his mind. When your mind is weak, you see problem. When your mind is balanced, you see the challenge. When your mind is strong, you see the opportunity. So this sound, sane and solid principle is also applies to investment as well.
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