BE INDEPENDENCE

EQUIP YOURSELF WELL WITH THE APPROPRIATE KNOWLEDGE, SKILLS AND MINDEST
GET READY, PREPARED FOR THE WORST
BUT HOPE FOR THE BEST.

STAY HUNGRY BE FOOLISH
IS THE BEST SOLUTION

YOU ARE THE WINNER

FIGHT UNTIL YOUR LAST DROP OF BLOOD
NEVER GIVE UP

ENJOY THE JOURNEY
YOU WILL THEN SURELY AND SLOWLY SEE YOUR GOAL
INSTEAD OF YOUR OBSTACLES

PRESS ON
UNTIL YOU REACH THE FINISHING LINE

DON'T JUDGE

TO GO BEYONG LIMITATION IS TO STAY IN HARMONY WITH ENVIRONMENT THROUGH THE FOLLOWING 3 STEPS:-

ACCEPTANCE
NON RESISTANCE
NON JUDGMENT

TO STAY TUNE, FOR MORE.

JAMES OH

SHAPING OURSELVES AND OUR WORLD

Very happy day, Loving Readers and Visitors,

Thank you for the support you have shown in our blogs by visiting our blogs and your invaluable feedbacks from time to time. It is both an honour and a privilege, and we are committed to serve you and our wonderful blog to the very best of our abilities during the years ahead. Of course, you now have to put up with our founder's mugshot in this blog, but we will hope you will read our viewpoints anyway!

Who dares to claim in perfect shape? Anyone out there? We know we are not! Let face it; we could all be in better shape - mentally, physically, emotionally and spiritually. There's always room for improvement! In this blog, we are all about getting into good shape as inspiring communicators and leaders, and once we get into shape and stay in shape, we are better able to shape the world around us. Hence our theme for today is, "Shaping Ourselves and our world." What does this mean to us?

Shaping Ourselves.

Depending on where we are in our blogs experience, our emphasis varies from shaping ourselves as individual subscriber to shaping our blogs in support of the subscriber and reader. Your thoughts and contribution in the form of comments also will help other readers and visitors. So as we take shape individually, we also develop better shape as a whole.

Shaping Our Worlds

We all have an impact on the world around us. Perhaps we're not individually or even collectively going to save the whole world, but we can make a difference in the worlds we live in: our personal world, our world of work, and our world of community. If you think you are too small to make an impact, then you have not spent a night with a mosquito. The knowledge and skills we develop in here are of limited value unless we export them outside this blog. When we use effective communication and leadership skills to make a difference in our various worlds, it's a way of paying our share of the rent for the space we occupy in this world.

Throughout the rests of our lives, we encourage you to think about how this blog is helping you to shape your life, and how you in turn have the opportunity to shape your worlds - both locally and globally.

Let us know your views/opinions on this. Please do not hesitate to share with us through comment column should you have any idea as how we could shape ourselves and our world better.

Please share this article on Facebook or Twitter if you have found it useful. Thanks; I really appreciate it!

NB : IF YOU WOULD LIKE TO WRITE A WRITING-RELATED GUEST POST FOR MY BLOG THEN FEEL FREE TO EMAIL ME WITH AN OUTLINE OF WHAT YOU WOULD LIKE TO WRITE ABOUT. IF IT'S WRITING-RELATED THEN IT'S HIGHLY LIKELY I'D EMAIL BACK AND SAY "YES PLEASE".

Thank you and look forward to hearing from you.

James Oh

http://my.linkedin.com/pub/oh-james/12/a11/29b

http://www.facebook.com/people/James-Oh/706849667

http://www.facebook.com/people/James-Oh/706849667#!/pages/Lift-You-Up-Always-there-for-You/176685462397920

TO READ ABOUT OTHER RELATED ARTICLE, PLEASE CLICK THE LINK BELOW:-

TO FISH OR NOT TO FISH IN FINANCIAL SEA

TO FISH OR NOT TO FISH (improved version)
If I give you a fish, you will eat for a day. If I teach you how to fish, you will eat for a lifetime.

I share with you some financial tips with the hope that it will help you to grow your wealth steadily to a new record level that will last you for a lifetime.

Listen carefully to these ugly but true financial facts.
Fact # 1. 99 out of 100 of American is NOT part of the "Investing class." Who cares?
Fact # 2. For the 1st quarter of 2012 the average credit card debt for indebted households was $14,517. And it may continue to grow. Not a big deal.
Fact # 3. About 5 out of 10 Malaysian retirees used up their EPF money in their first 10 years after their retirement.

Can your wealth last for your lifetime with a longer life span due to advancement in Science and Technology?

Warren Buffer's rule No 1. - "Do not save what is left after spending, but spend what is left after saving." I, unknowingly, have been applying his financial wisdom since I was 14 years old. I earned my first interest INCOME from my saving accounts with BSN after I had learnt from my commerce teacher around that time.

To enhance my savings further, I have been trimming down my daily expenses. Examples such as prepared my own meal to school and walk to school instead of taking public bus.

My savings habit spread to my other areas of life. Save Your Self Time, Energy, Money (SYSTEM)was developed when I began doing almost everything at my record speed. That is the secret of keeping my Sexy wealth figure. Big in income; Small with daily expenses; Huge in Net worth. Multitasking is also my Expertise, which empowered me to trade off my time saved for more money.
Now, I understand why Robert Kiyosaki pointed out the only difference between the poor and the rich is how they use their time.

Warren’s Rule No 2. Invest money instead of spending it. I have applied this rule since 35 years ago.

In 1976, I used my savings to acquire my first and most economical bicycle to enhance my earning potential. With this, I tripled my sales income. WOW! say “not bad”.

To put it simply, I use money to make more money. With the high inflationary regime, you need to invest wisely to generate higher yields than the inflation rate so as to accumulate your wealth.

Warren’s Rule 3 Invest in yourself. I have applied this rule since 1978. I stopped my part-time business venture to peruse my study. With my MCE certificate, I tripled my monthly income compared to my last business profit. I then repeatedly applied this rule throughout my life. This is the way you sharpen your axe before you move to the next higher level.

I keep on investing in myself. Putting knowledge into action is power. I have been subscribing to Warren's rules wholeheartedly for more than 30 years. But it was very, very clear looking backwards at least 10 years thereafter. To elevate yourself to the next higher level, you need to learn, unlearn what I have learn before relearning. Through this process, you will surely and slowly go beyond your limitation.

Wealthy people invest in themselves. They enhanced their skills to make more money.

In this book "Why we want you to be multibillionaires" by Mr. Robert Koyasaki and Donald Trump.

If you don't, you will become poor.
Wealth is a state of mind.
When your mind is weak, you see problem,
when your mind is balanced, you see challenge,
when your mind is strong, you see opportunity.

To be wealthy, you need to stay focus on BIG picture. Take a baby step; full step before you take leap step on new venture. In doing so, you are able to stay cool and fix the pitfalls that come along your way.

Maintaining Sexy figure is not only a must to accumulate your wealth, but you must also stay vigilant at all times. Ready to grab the opportunity that comes along that can give you the highest possible yield that fit well with your given circumstances, without affecting your peace. Stay hungry, be foolish .

672 words

YOU NEED TO GROW YOUR MONEY TREES

YOU NEED TO GROW YOUR MONEY TREES

If I give you a fish, you will eat for a day. If I teach you how to fish, you will eat for a lifetime.

Good evening fellow Toastmasters, ladies and gentlemen.

Today, I will teach you some financial principles which will allow you to profit handsomely from investments instruments. Hopefully, this will last you for a lifetime.

Listen carefully to these ugly but true financial facts.

Fact # 1. 99 % of US population is NOT part of the "Investing class." Who cares?

Fact # 2. For the 1st quarter of 2012 the average credit card debt for indebted households was $14,517. And it may continue to grow. Not a big deal.

Fact # 3. About 50 % of the retirees used up their EPF money in their first 10 years after their retirement. Scary? Right.

Now, you can't say that it does not matter anymore.

I like to share with you 3 powerful tips to better your wealth.

Warren Buffer's rule No 1. - "Do not save what is left after spending, but spend what is left after saving"

I, unknowingly, have been applying his financial wisdom since I was 14 years old. I earned my first interest INCOME from my saving accounts with BSN after I had learnt from my commerce teacher.

To further enhance my saving, I then keep on trimming down my daily expenses. Examples such as I prepared my own meal to school and walk to school instead of taking public bus.

My saving habit even spread to other areas of my life. Save Your Self Time, Energy, Money (SYSTEM) - I began doing almost everything at my record speed. Multitasking is also my Expertise. I then traded off my time saved for more money.

Now, I understand why Robert Kiyosaki pointed out the only difference between the poor and the rich is how they use their time.

Warrant’s Rule No 2. Invest money instead of spending it. I have applied this rule since 35 years ago.

Around the same time, I used my saving to acquire the most economical bicycle for myself. I bought the used bicycle frame and used wheels separately. All in, I only spent RM 15 for my first bicycle in 1975. With this, I tripled my sales income. WOW, say “not bad”.

To put it simply, I use money to make more money. Never spend money to improve your life style, but use it wisely to accumulate more wealth.

Warrant’s Rule 3 Invest in yourself. I began to apply it since 1978. I stopped my part-time business venture a few months before my MCE examination. With my MCE cert, I have increased my income more than triple compared to my last business profit. I then took my LCCI intermediate book keeping, on part-time basis, with intention to further enhance my monthly income easily more than double.

I then have a bigger dream. I keep investing in myself to ACQUIRE knowledge and skills to enhance my earning potential.

I did not realize that I have been subscribing to his rules wholeheartedly for the past 30 years.

Wealthy people invest in themselves. They enhanced their skills to make more money.

In this book "Why we want you to be multibillionaires" by Mr. Robert Koyasaki and Donald Trumph. 

If you don't, you will become poor.

Here, it has clearly illustrated that not of the money and the luxurious lifestyle that make people wealthy. It is their mindset.

When your mind is weak, you see problem,

when your mind is balanced, you see challenge,

when your mind is strong, you see opportunity.

By now, I believe you know which choice to take for your betterment.

To know the road ahead, ask those who has returned back.

SANITY WEALTH BOOSTERS

Dear Loving Readers and Visitors,

If I give you a fish, it will last you for a meal. If I teach you how to fish, you will have fishes for the rests of your life. Who does not want to learn how to fish? Fantastic, NONE.

Listen carefully of the Ugly true financial facts.

Fact # 1. 99 % of US population is NOT part of the "Investing class." Who cares?

Fact # 2. For the 1st quarter of 2012 the average credit card debt for indebted households was $14,517. And it may continue to grow. Not a big deal.

Fact # 3. about 50 % of the retirees used up their EPF money in their first 10 years after their retirement. Scary ? Right.

Now, you can't say that it does not matter anymore.

I like to share with you 3 powerful tips to better your wealth.

Warren Buffer's rule No 1. - "Do not save what is left after spending, but spend what is left after saving"

I, unknowingly, had been applying his financial wisdom since I was 14 years old. I earned my first interest INCOME from my saving accounts with BSN after I had learnt from my commerce teacher.

To further enhance my saving, I then keep on cutting down my daily expenses. For example, I prepared my own meal to school, walk to school instead of taking public bus.

My saving habit even spread to other areas of my life. Save Your Self Time, Energy, Money (SYSTEM) - I began doing almost everything at my record speed. Multitasking is also my Expertise. I then traded off my time saved for more money.

Now, I understand why Robert Kiyosaki pointed out the only difference between the poor and the rich is how they use their time.

Unknowingly, I had been applying Warrant’s Rule No 2. Invest money instead of spending it more than 25 years ago.

Around the same time, I invested my saving to acquire the most economical bicycle for myself. I bought the used bicycle frame and used wheels separately. All in, I only spent RM 15 for my first bicycle in 1975. With this, I tripled my sales income. WOW, say “not bad”.

To put it simply, you use money to make more money. Never spend money to improve your life style, but use it to invest wisely to accumulate more wealth.

I began to invest in myself since 1978. I stopped my part sales business and went full time to prepare for my MCE. Thereafter, I have increased my income more than triple compared to my last paid job. I then took my LCCI intermediate book keeping, on part-time basis, with intention to further enhance my monthly income easily more than double. Evidently, I have applied Warrant’s 3th rule.

My dream began going much bigger. I then proceeded to further my study, with the intention to enhance my earning power. I survived with my own self financing from my own saving and part time job at that time.

I did not realized that I subscribed to his rules wholeheartedly since then. But it was very, very clear looking backwards at least 10 years later.

Wealthy people invest in themselves. They enhanced their skills to make more money.

In this book "Why we want you to be multibillionaires" by Mr. Robert Koyasaki and Donald Trumph.

If you don't, you will become poor.

Here, it has clearly point out that not of the money and the luxurious lifestyle that make people wealthy. It is their mindset.

When your mind is weak, you see problem,

when your mind is balanced, you see challenge,

when your mind is strong, you see opportunity.

By now, I believe you know which choice to take for your betterment.

To know the road ahead, ask those who has returned back.

616 words

James Oh

http://my.linkedin.com/pub/oh-james/12/a11/29b

http://www.facebook.com/people/James-Oh/706849667

http://www.facebook.com/people/James-Oh/706849667#!/pages/Lift-You-Up-Always-there-for-You/176685462397920